"status","duration","credit_history","purpose","amount","savings","employment_duration","installment_rate","personal_status_sex","other_debtors","present_residence","property","age","other_installment_plans","housing","number_credits","job","people_liable","telephone","foreign_worker","credit_risk"
"... < 100 DM",6,"critical account/other credits existing","domestic appliances",1169,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"real estate",67,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","domestic appliances",5951,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"real estate",22,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",12,"critical account/other credits existing","retraining",2096,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",3,"real estate",49,"none","own",1,"unskilled - resident",2,"no","yes",1
"... < 100 DM",42,"existing credits paid back duly till now","radio/television",7882,"... < 100 DM","4 <= ... < 7 years",2,"male : single","guarantor",4,"building society savings agreement/life insurance",45,"none","for free",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",24,"delay in paying off in the past","car (new)",4870,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",4,"unknown/no property",53,"none","for free",2,"skilled employee/official",2,"no","yes",0
"no checking account",36,"existing credits paid back duly till now","retraining",9055,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",4,"unknown/no property",35,"none","for free",1,"unskilled - resident",2,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","radio/television",2835,"500 <= ... < 1000 DM","... >= 7 years",3,"male : single","none",4,"building society savings agreement/life insurance",53,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","car (used)",6948,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",35,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",3059,"... >= 1000 DM","4 <= ... < 7 years",2,"male : divorced/separated","none",4,"real estate",61,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",30,"critical account/other credits existing","car (new)",5234,"... < 100 DM","unemployed",4,"male : married/widowed","none",2,"car or other",28,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",1295,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",1,"car or other",25,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",48,"existing credits paid back duly till now","others",4308,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"none","rent",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1567,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"car or other",22,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"critical account/other credits existing","car (new)",1199,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",60,"none","own",2,"unskilled - resident",1,"no","yes",0
"... < 100 DM",15,"existing credits paid back duly till now","car (new)",1403,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",28,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",1282,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",32,"none","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",24,"critical account/other credits existing","domestic appliances",2424,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",53,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",30,"no credits taken/all credits paid back duly","others",8072,"unknown/no savings account","... < 1 year",2,"male : single","none",3,"car or other",25,"bank","own",3,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (used)",12579,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",2,"unknown/no property",44,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",3430,"500 <= ... < 1000 DM","... >= 7 years",3,"male : single","none",2,"car or other",31,"none","own",1,"skilled employee/official",2,"yes","yes",1
"no checking account",9,"critical account/other credits existing","car (new)",2134,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",48,"none","own",3,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",6,"existing credits paid back duly till now","domestic appliances",2647,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : single","none",3,"real estate",44,"none","rent",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",10,"critical account/other credits existing","car (new)",2241,"... < 100 DM","... < 1 year",1,"male : single","none",3,"real estate",48,"none","rent",2,"unskilled - resident",2,"no","no",1
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (used)",1804,"100 <= ... < 500 DM","... < 1 year",3,"male : single","none",4,"building society savings agreement/life insurance",44,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",10,"critical account/other credits existing","radio/television",2069,"unknown/no savings account","1 <= ... < 4 years",2,"male : married/widowed","none",1,"car or other",26,"none","own",2,"skilled employee/official",1,"no","no",1
"... < 100 DM",6,"existing credits paid back duly till now","radio/television",1374,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",2,"real estate",36,"bank","own",1,"unskilled - resident",1,"yes","yes",1
"no checking account",6,"no credits taken/all credits paid back duly","domestic appliances",426,"... < 100 DM","... >= 7 years",4,"male : married/widowed","none",4,"car or other",39,"none","own",1,"unskilled - resident",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"all credits at this bank paid back duly","domestic appliances",409,"... >= 1000 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",3,"real estate",42,"none","rent",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",7,"existing credits paid back duly till now","domestic appliances",2415,"... < 100 DM","1 <= ... < 4 years",3,"male : single","guarantor",2,"real estate",34,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",60,"delay in paying off in the past","others",6836,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",63,"none","own",2,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","others",1913,"... >= 1000 DM","... < 1 year",3,"male : married/widowed","none",3,"real estate",36,"bank","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",4020,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",27,"stores","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","car (new)",5866,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",30,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","others",1264,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",57,"none","rent",1,"unskilled - resident",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","radio/television",1474,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",33,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",45,"critical account/other credits existing","domestic appliances",4746,"... < 100 DM","... < 1 year",4,"male : single","none",2,"building society savings agreement/life insurance",25,"none","own",2,"unskilled - resident",1,"no","yes",0
"no checking account",48,"critical account/other credits existing","retraining",6110,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",3,"unknown/no property",31,"bank","for free",1,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",18,"existing credits paid back duly till now","domestic appliances",2100,"... < 100 DM","1 <= ... < 4 years",4,"male : single","co-applicant",2,"real estate",37,"stores","own",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",10,"existing credits paid back duly till now","repairs",1225,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",37,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",458,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"real estate",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",30,"existing credits paid back duly till now","domestic appliances",2333,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",2,"car or other",30,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1158,"500 <= ... < 1000 DM","1 <= ... < 4 years",3,"male : divorced/separated","none",1,"car or other",26,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"delay in paying off in the past","education",6204,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",4,"real estate",44,"none","own",1,"unskilled - resident",2,"yes","yes",1
"... < 100 DM",30,"critical account/other credits existing","car (used)",6187,"100 <= ... < 500 DM","4 <= ... < 7 years",1,"male : married/widowed","none",4,"car or other",24,"none","rent",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",48,"critical account/other credits existing","car (used)",6143,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"unknown/no property",58,"stores","for free",2,"unskilled - resident",1,"no","yes",0
"no checking account",11,"critical account/other credits existing","car (new)",1393,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"car or other",35,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","domestic appliances",2299,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",4,"car or other",39,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"existing credits paid back duly till now","car (used)",1352,"500 <= ... < 1000 DM","unemployed",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",23,"none","rent",1,"unemployed/unskilled - non-resident",1,"yes","yes",1
"no checking account",11,"critical account/other credits existing","car (new)",7228,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",4,"building society savings agreement/life insurance",39,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",2073,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","co-applicant",2,"real estate",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","radio/television",2333,"unknown/no savings account","... < 1 year",4,"male : single","none",2,"building society savings agreement/life insurance",29,"bank","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",27,"delay in paying off in the past","car (used)",5965,"... < 100 DM","... >= 7 years",1,"male : single","none",2,"car or other",30,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",1262,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"car or other",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","car (used)",3378,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",1,"building society savings agreement/life insurance",31,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",36,"delay in paying off in the past","car (new)",2225,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",57,"bank","for free",2,"skilled employee/official",1,"yes","yes",0
"no checking account",6,"all credits at this bank paid back duly","car (new)",783,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","guarantor",2,"real estate",26,"stores","own",1,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",6468,"unknown/no savings account","unemployed",2,"male : single","none",1,"unknown/no property",52,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",36,"critical account/other credits existing","domestic appliances",9566,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"car or other",31,"stores","own",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",18,"existing credits paid back duly till now","car (new)",1961,"... < 100 DM","... >= 7 years",3,"female : divorced/separated/married","none",2,"car or other",23,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",36,"critical account/other credits existing","radio/television",6229,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","co-applicant",4,"unknown/no property",23,"none","rent",2,"unskilled - resident",1,"yes","yes",0
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","others",1391,"... < 100 DM","1 <= ... < 4 years",2,"male : married/widowed","none",1,"real estate",27,"bank","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",15,"critical account/other credits existing","domestic appliances",1537,"unknown/no savings account","... >= 7 years",4,"male : single","guarantor",4,"real estate",50,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",36,"no credits taken/all credits paid back duly","others",1953,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",61,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",48,"no credits taken/all credits paid back duly","others",14421,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",25,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",3181,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",27,"existing credits paid back duly till now","education",5190,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",48,"none","own",4,"skilled employee/official",2,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",2171,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",2,"car or other",29,"bank","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",1007,"... >= 1000 DM","1 <= ... < 4 years",4,"male : married/widowed","none",1,"real estate",22,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","retraining",1819,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",37,"stores","for free",1,"skilled employee/official",1,"yes","yes",0
"no checking account",36,"existing credits paid back duly till now","domestic appliances",2394,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","car (used)",8133,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",30,"bank","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",7,"critical account/other credits existing","domestic appliances",730,"unknown/no savings account","... >= 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",46,"none","rent",2,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",8,"critical account/other credits existing","furniture/equipment",1164,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",51,"bank","for free",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"0 <= ... < 200 DM",42,"critical account/other credits existing","others",5954,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",1,"real estate",41,"bank","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","retraining",1977,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",40,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",12,"critical account/other credits existing","car (used)",1526,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",66,"none","for free",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",42,"existing credits paid back duly till now","domestic appliances",3965,"... < 100 DM","... < 1 year",4,"male : single","none",3,"car or other",34,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",11,"delay in paying off in the past","domestic appliances",4771,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",51,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",54,"no credits taken/all credits paid back duly","car (used)",9436,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",2,"building society savings agreement/life insurance",39,"none","own",1,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",30,"existing credits paid back duly till now","radio/television",3832,"... < 100 DM","... < 1 year",2,"male : married/widowed","none",1,"building society savings agreement/life insurance",22,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",5943,"unknown/no savings account","... < 1 year",1,"female : divorced/separated/married","none",1,"car or other",44,"none","own",2,"skilled employee/official",1,"yes","yes",0
"no checking account",15,"existing credits paid back duly till now","domestic appliances",1213,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",47,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",18,"existing credits paid back duly till now","others",1568,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"none","rent",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","furniture/equipment",1755,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","guarantor",4,"real estate",58,"none","own",1,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",10,"existing credits paid back duly till now","domestic appliances",2315,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"real estate",52,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","others",1412,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","guarantor",2,"real estate",29,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","radio/television",1295,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","retraining",12612,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"male : single","none",4,"unknown/no property",47,"none","for free",1,"skilled employee/official",2,"yes","yes",0
"... < 100 DM",18,"existing credits paid back duly till now","car (new)",2249,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",3,"car or other",30,"none","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... < 100 DM",12,"no credits taken/all credits paid back duly","education",1108,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"real estate",28,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",12,"critical account/other credits existing","domestic appliances",618,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",56,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (used)",1409,"... < 100 DM","... >= 7 years",4,"male : single","none",3,"real estate",54,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",797,"unknown/no savings account","... >= 7 years",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",33,"bank","own",1,"unskilled - resident",2,"no","yes",0
"... >= 200 DM / salary for at least 1 year",24,"critical account/other credits existing","radio/television",3617,"unknown/no savings account","... >= 7 years",4,"male : single","co-applicant",4,"unknown/no property",20,"none","rent",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",1318,"... >= 1000 DM","... >= 7 years",4,"male : single","none",4,"real estate",54,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",54,"no credits taken/all credits paid back duly","others",15945,"... < 100 DM","... < 1 year",3,"male : single","none",4,"unknown/no property",58,"none","rent",1,"skilled employee/official",1,"yes","yes",0
"no checking account",12,"critical account/other credits existing","retraining",2012,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",2,"car or other",61,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","others",2622,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",34,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"critical account/other credits existing","domestic appliances",2337,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",36,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",20,"delay in paying off in the past","car (used)",7057,"unknown/no savings account","4 <= ... < 7 years",3,"male : single","none",4,"building society savings agreement/life insurance",36,"bank","rent",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",1469,"100 <= ... < 500 DM","... >= 7 years",4,"male : married/widowed","none",4,"real estate",41,"none","rent",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","domestic appliances",2323,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"car or other",24,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"delay in paying off in the past","domestic appliances",932,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"real estate",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"critical account/other credits existing","radio/television",1919,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"car or other",35,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","car (used)",2445,"unknown/no savings account","... < 1 year",2,"male : married/widowed","none",4,"car or other",26,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","furniture/equipment",11938,"... < 100 DM","1 <= ... < 4 years",2,"male : single","co-applicant",3,"car or other",39,"none","own",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",0
"no checking account",18,"all credits at this bank paid back duly","car (new)",6458,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"unknown/no property",39,"bank","own",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",0
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",6078,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",2,"car or other",32,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",7721,"unknown/no savings account","... < 1 year",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",30,"none","own",1,"skilled employee/official",1,"yes","no",1
"0 <= ... < 200 DM",14,"existing credits paid back duly till now","others",1410,"500 <= ... < 1000 DM","... >= 7 years",1,"male : married/widowed","none",2,"real estate",35,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",6,"delay in paying off in the past","others",1449,"100 <= ... < 500 DM","... >= 7 years",1,"male : divorced/separated","none",2,"car or other",31,"bank","own",2,"skilled employee/official",2,"no","yes",1
"... >= 200 DM / salary for at least 1 year",15,"existing credits paid back duly till now","retraining",392,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",23,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","car (new)",6260,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",3,"real estate",28,"none","rent",1,"unskilled - resident",1,"no","yes",1
"no checking account",36,"critical account/other credits existing","car (new)",7855,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"real estate",25,"stores","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",1680,"500 <= ... < 1000 DM","... >= 7 years",3,"male : married/widowed","none",1,"real estate",35,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",48,"critical account/other credits existing","domestic appliances",3578,"unknown/no savings account","... >= 7 years",4,"male : single","none",1,"real estate",47,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",42,"existing credits paid back duly till now","domestic appliances",7174,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"car or other",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",10,"critical account/other credits existing","radio/television",2132,"unknown/no savings account","... < 1 year",2,"female : divorced/separated/married","co-applicant",3,"real estate",27,"none","rent",2,"skilled employee/official",1,"no","no",1
"... < 100 DM",33,"critical account/other credits existing","radio/television",4281,"500 <= ... < 1000 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"car or other",23,"none","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (new)",2366,"500 <= ... < 1000 DM","4 <= ... < 7 years",3,"male : divorced/separated","none",3,"car or other",36,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",21,"existing credits paid back duly till now","domestic appliances",1835,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"real estate",25,"none","own",2,"skilled employee/official",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","car (used)",3868,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",2,"car or other",41,"none","rent",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","radio/television",1768,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",24,"none","rent",1,"unskilled - resident",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",10,"critical account/other credits existing","car (new)",781,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",63,"none","for free",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","radio/television",1924,"unknown/no savings account","... < 1 year",4,"female : divorced/separated/married","none",3,"real estate",27,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",12,"critical account/other credits existing","car (new)",2121,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",701,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",2,"real estate",40,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","education",639,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",30,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (used)",1860,"... < 100 DM","unemployed",4,"male : single","none",2,"car or other",34,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (new)",3499,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","co-applicant",2,"real estate",29,"none","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","car (new)",8487,"unknown/no savings account","4 <= ... < 7 years",1,"female : divorced/separated/married","none",2,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",36,"delay in paying off in the past","retraining",6887,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"building society savings agreement/life insurance",29,"stores","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",15,"existing credits paid back duly till now","radio/television",2708,"... < 100 DM","... < 1 year",2,"male : single","none",3,"building society savings agreement/life insurance",27,"bank","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","radio/television",1984,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",47,"bank","for free",2,"skilled employee/official",1,"no","yes",1
"no checking account",60,"existing credits paid back duly till now","domestic appliances",10144,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"real estate",21,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",1240,"unknown/no savings account","... >= 7 years",4,"female : divorced/separated/married","none",2,"real estate",38,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",27,"delay in paying off in the past","car (used)",8613,"... >= 1000 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",766,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",3,"real estate",66,"none","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",15,"critical account/other credits existing","domestic appliances",2728,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","guarantor",2,"real estate",35,"bank","own",3,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","domestic appliances",1881,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"car or other",44,"none","rent",1,"unskilled - resident",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",6,"existing credits paid back duly till now","car (new)",709,"... >= 1000 DM","... < 1 year",2,"male : married/widowed","none",2,"real estate",27,"none","own",1,"unemployed/unskilled - non-resident",1,"no","no",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","domestic appliances",4795,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"unknown/no property",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",27,"existing credits paid back duly till now","domestic appliances",3416,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"car or other",27,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",2462,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",22,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",21,"critical account/other credits existing","radio/television",2288,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",23,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",48,"all credits at this bank paid back duly","others",3566,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",2,"car or other",30,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"critical account/other credits existing","car (new)",860,"... < 100 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"unknown/no property",39,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","car (new)",682,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"car or other",51,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",36,"critical account/other credits existing","radio/television",5371,"... < 100 DM","1 <= ... < 4 years",3,"male : single","guarantor",2,"building society savings agreement/life insurance",28,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",1582,"... >= 1000 DM","... >= 7 years",4,"male : single","none",4,"car or other",46,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",6,"existing credits paid back duly till now","domestic appliances",1346,"100 <= ... < 500 DM","... >= 7 years",2,"male : single","none",4,"unknown/no property",42,"bank","for free",1,"skilled employee/official",2,"yes","yes",1
"no checking account",10,"existing credits paid back duly till now","domestic appliances",1924,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",4,"building society savings agreement/life insurance",38,"none","own",1,"skilled employee/official",1,"yes","no",1
"... >= 200 DM / salary for at least 1 year",36,"existing credits paid back duly till now","domestic appliances",5848,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",1,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","car (used)",7758,"... >= 1000 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"unknown/no property",29,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","others",6967,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",4,"car or other",36,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1282,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",20,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",9,"critical account/other credits existing","education",1288,"100 <= ... < 500 DM","... >= 7 years",3,"male : single","guarantor",4,"real estate",48,"none","own",2,"skilled employee/official",2,"no","no",1
"... < 100 DM",12,"all credits at this bank paid back duly","business",339,"... < 100 DM","... >= 7 years",4,"male : married/widowed","none",1,"car or other",45,"bank","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (new)",3512,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"male : single","none",3,"car or other",38,"bank","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",6,"critical account/other credits existing","domestic appliances",1898,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","none",2,"real estate",34,"none","own",2,"unskilled - resident",2,"no","yes",1
"no checking account",24,"critical account/other credits existing","domestic appliances",2872,"100 <= ... < 500 DM","... >= 7 years",3,"male : single","none",4,"real estate",36,"none","own",1,"skilled employee/official",2,"yes","yes",1
"no checking account",18,"critical account/other credits existing","car (new)",1055,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","repairs",1262,"500 <= ... < 1000 DM","4 <= ... < 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",36,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",10,"existing credits paid back duly till now","car (new)",7308,"... < 100 DM","unemployed",2,"male : single","none",4,"unknown/no property",70,"bank","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",36,"existing credits paid back duly till now","car (new)",909,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",36,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"existing credits paid back duly till now","radio/television",2978,"500 <= ... < 1000 DM","1 <= ... < 4 years",1,"male : single","none",2,"car or other",32,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",1131,"... < 100 DM","unemployed",4,"female : divorced/separated/married","none",2,"car or other",33,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",11,"existing credits paid back duly till now","radio/television",1577,"... >= 1000 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"real estate",20,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","radio/television",3972,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",25,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","others",1935,"... < 100 DM","... >= 7 years",4,"male : divorced/separated","none",4,"real estate",31,"none","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",15,"no credits taken/all credits paid back duly","car (new)",950,"... < 100 DM","... >= 7 years",4,"male : single","none",3,"car or other",33,"none","rent",2,"skilled employee/official",2,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","radio/television",763,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"real estate",26,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","radio/television",2064,"... < 100 DM","unemployed",3,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",34,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",8,"existing credits paid back duly till now","domestic appliances",1414,"... < 100 DM","1 <= ... < 4 years",4,"male : single","guarantor",2,"real estate",33,"none","own",1,"skilled employee/official",1,"no","no",1
"... < 100 DM",21,"delay in paying off in the past","retraining",3414,"... < 100 DM","... < 1 year",2,"male : single","none",1,"building society savings agreement/life insurance",26,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",30,"all credits at this bank paid back duly","car (used)",7485,"unknown/no savings account","unemployed",4,"female : divorced/separated/married","none",1,"real estate",53,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",2577,"... < 100 DM","1 <= ... < 4 years",2,"male : divorced/separated","none",1,"car or other",42,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"critical account/other credits existing","domestic appliances",338,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",4,"car or other",52,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",1963,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"car or other",31,"none","rent",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... < 100 DM",21,"critical account/other credits existing","car (new)",571,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",65,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",36,"delay in paying off in the past","others",9572,"... < 100 DM","... < 1 year",1,"male : divorced/separated","none",1,"car or other",28,"none","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",36,"delay in paying off in the past","others",4455,"... < 100 DM","1 <= ... < 4 years",2,"male : divorced/separated","none",2,"real estate",30,"stores","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",21,"all credits at this bank paid back duly","car (new)",1647,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",40,"none","own",2,"unskilled - resident",2,"no","yes",0
"no checking account",24,"critical account/other credits existing","radio/television",3777,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",50,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","car (new)",884,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",36,"bank","own",1,"skilled employee/official",2,"yes","yes",0
"no checking account",15,"critical account/other credits existing","domestic appliances",1360,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",31,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"all credits at this bank paid back duly","car (used)",5129,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"unknown/no property",74,"bank","for free",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",0
"0 <= ... < 200 DM",16,"critical account/other credits existing","car (new)",1175,"... < 100 DM","unemployed",2,"male : single","none",3,"car or other",68,"none","for free",3,"unemployed/unskilled - non-resident",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",674,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : married/widowed","none",1,"building society savings agreement/life insurance",20,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",18,"no credits taken/all credits paid back duly","radio/television",3244,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"car or other",33,"bank","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","others",4591,"... >= 1000 DM","1 <= ... < 4 years",2,"male : single","none",3,"building society savings agreement/life insurance",54,"none","own",3,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",48,"no credits taken/all credits paid back duly","others",3844,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",4,"unknown/no property",34,"none","for free",1,"unskilled - resident",2,"no","yes",0
"0 <= ... < 200 DM",27,"existing credits paid back duly till now","others",3915,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",36,"none","own",1,"skilled employee/official",2,"yes","yes",0
"no checking account",6,"existing credits paid back duly till now","domestic appliances",2108,"... < 100 DM","4 <= ... < 7 years",2,"male : married/widowed","none",2,"real estate",29,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",45,"existing credits paid back duly till now","domestic appliances",3031,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","guarantor",4,"building society savings agreement/life insurance",21,"none","rent",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",9,"critical account/other credits existing","retraining",1501,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",3,"car or other",34,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",6,"critical account/other credits existing","domestic appliances",1382,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"car or other",28,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","radio/television",951,"100 <= ... < 500 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"car or other",27,"bank","rent",4,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (used)",2760,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",36,"bank","for free",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"delay in paying off in the past","radio/television",4297,"... < 100 DM","... >= 7 years",4,"male : divorced/separated","none",3,"unknown/no property",40,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",9,"critical account/other credits existing","retraining",936,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",2,"car or other",52,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",1168,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",3,"real estate",27,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",27,"delay in paying off in the past","others",5117,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",4,"car or other",26,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","business",902,"... < 100 DM","4 <= ... < 7 years",4,"male : married/widowed","none",4,"building society savings agreement/life insurance",21,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",12,"critical account/other credits existing","car (new)",1495,"... < 100 DM","... >= 7 years",4,"male : single","none",1,"real estate",38,"none","own",2,"unskilled - resident",2,"no","yes",1
"... < 100 DM",30,"critical account/other credits existing","car (used)",10623,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",38,"none","for free",3,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",12,"critical account/other credits existing","radio/television",1935,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",43,"none","own",3,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"critical account/other credits existing","repairs",1424,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","others",6568,"... < 100 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"car or other",21,"stores","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","car (used)",1413,"... >= 1000 DM","4 <= ... < 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",55,"none","own",1,"skilled employee/official",1,"no","no",1
"no checking account",9,"critical account/other credits existing","domestic appliances",3074,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","none",2,"real estate",33,"none","own",2,"skilled employee/official",2,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","domestic appliances",3835,"unknown/no savings account","... >= 7 years",2,"female : divorced/separated/married","none",4,"real estate",45,"none","own",1,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",27,"no credits taken/all credits paid back duly","others",5293,"... < 100 DM","unemployed",2,"male : single","none",4,"building society savings agreement/life insurance",50,"stores","own",2,"skilled employee/official",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",30,"delay in paying off in the past","others",1908,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",66,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",36,"critical account/other credits existing","domestic appliances",3342,"unknown/no savings account","... >= 7 years",4,"male : single","none",2,"car or other",51,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",6,"critical account/other credits existing","business",932,"unknown/no savings account","4 <= ... < 7 years",1,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",39,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",18,"no credits taken/all credits paid back duly","others",3104,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",1,"building society savings agreement/life insurance",31,"bank","own",1,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",36,"existing credits paid back duly till now","domestic appliances",3913,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",23,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",3021,"... < 100 DM","1 <= ... < 4 years",2,"male : divorced/separated","none",2,"real estate",24,"none","rent",1,"unskilled - resident",1,"no","yes",1
"no checking account",10,"existing credits paid back duly till now","car (new)",1364,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",64,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",625,"... < 100 DM","... < 1 year",4,"male : married/widowed","guarantor",1,"real estate",26,"bank","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","retraining",1200,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",23,"bank","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",707,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"real estate",30,"bank","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"delay in paying off in the past","others",2978,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"real estate",32,"none","own",2,"skilled employee/official",2,"yes","yes",1
"no checking account",15,"existing credits paid back duly till now","car (used)",4657,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"car or other",30,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",36,"no credits taken/all credits paid back duly","education",2613,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","domestic appliances",10961,"... >= 1000 DM","4 <= ... < 7 years",1,"male : single","co-applicant",2,"unknown/no property",27,"bank","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",7865,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",53,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",9,"existing credits paid back duly till now","domestic appliances",1478,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"car or other",22,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",3149,"... < 100 DM","... < 1 year",4,"male : single","none",1,"unknown/no property",22,"bank","for free",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",36,"existing credits paid back duly till now","domestic appliances",4210,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",26,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",9,"existing credits paid back duly till now","car (new)",2507,"500 <= ... < 1000 DM","... >= 7 years",2,"male : single","none",4,"unknown/no property",51,"none","for free",1,"unskilled - resident",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",2141,"100 <= ... < 500 DM","4 <= ... < 7 years",3,"male : single","none",1,"unknown/no property",35,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","domestic appliances",866,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","guarantor",2,"real estate",25,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",4,"critical account/other credits existing","domestic appliances",1544,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"real estate",42,"none","own",3,"unskilled - resident",2,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",1823,"... < 100 DM","unemployed",4,"male : single","none",2,"car or other",30,"stores","own",1,"management/self-employed/highly qualified employee/officer",2,"no","yes",0
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","car (new)",14555,"unknown/no savings account","unemployed",1,"male : single","none",2,"building society savings agreement/life insurance",23,"none","own",1,"unemployed/unskilled - non-resident",1,"yes","yes",0
"0 <= ... < 200 DM",21,"existing credits paid back duly till now","others",2767,"100 <= ... < 500 DM","... >= 7 years",4,"male : divorced/separated","none",2,"car or other",61,"bank","rent",2,"unskilled - resident",1,"no","yes",0
"no checking account",12,"critical account/other credits existing","domestic appliances",1291,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",35,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","domestic appliances",2522,"... < 100 DM","... >= 7 years",1,"male : single","guarantor",3,"building society savings agreement/life insurance",39,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",915,"unknown/no savings account","... >= 7 years",4,"female : divorced/separated/married","none",2,"car or other",29,"bank","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",6,"existing credits paid back duly till now","domestic appliances",1595,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",51,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",48,"no credits taken/all credits paid back duly","car (used)",4605,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",24,"none","for free",2,"skilled employee/official",2,"no","yes",0
"no checking account",12,"critical account/other credits existing","others",1185,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"real estate",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"all credits at this bank paid back duly","business",3447,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",3,"real estate",35,"none","own",1,"unskilled - resident",2,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","others",1258,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",1,"real estate",25,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",717,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",52,"none","own",3,"skilled employee/official",1,"no","yes",1
"no checking account",6,"no credits taken/all credits paid back duly","car (new)",1204,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","none",1,"unknown/no property",35,"bank","rent",1,"skilled employee/official",1,"no","no",1
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","radio/television",1925,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",433,"... < 100 DM","unemployed",3,"female : divorced/separated/married","co-applicant",4,"real estate",22,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",6,"critical account/other credits existing","car (new)",666,"... >= 1000 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",4,"real estate",39,"none","own",2,"unskilled - resident",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","radio/television",2251,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"car or other",46,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",30,"existing credits paid back duly till now","car (new)",2150,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","guarantor",2,"unknown/no property",24,"bank","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"delay in paying off in the past","radio/television",4151,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"male : single","none",3,"building society savings agreement/life insurance",35,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","radio/television",2030,"unknown/no savings account","4 <= ... < 7 years",2,"male : single","none",1,"car or other",24,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",60,"delay in paying off in the past","domestic appliances",7418,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","none",1,"real estate",27,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","domestic appliances",2684,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"real estate",35,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",12,"all credits at this bank paid back duly","domestic appliances",2149,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",1,"unknown/no property",29,"none","for free",1,"skilled employee/official",1,"no","yes",0
"no checking account",15,"existing credits paid back duly till now","car (used)",3812,"100 <= ... < 500 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"car or other",23,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",11,"critical account/other credits existing","domestic appliances",1154,"100 <= ... < 500 DM","unemployed",4,"female : divorced/separated/married","none",4,"real estate",57,"none","own",3,"unskilled - resident",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1657,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",27,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",1603,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"car or other",55,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"critical account/other credits existing","car (new)",5302,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"unknown/no property",36,"none","for free",3,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","retraining",2748,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"unknown/no property",57,"bank","for free",3,"unskilled - resident",1,"no","yes",1
"no checking account",10,"critical account/other credits existing","car (new)",1231,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"real estate",32,"none","own",2,"unskilled - resident",2,"no","no",1
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","domestic appliances",802,"... < 100 DM","... >= 7 years",4,"male : single","none",3,"car or other",37,"none","own",1,"skilled employee/official",2,"no","yes",0
"no checking account",36,"critical account/other credits existing","others",6304,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"real estate",36,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1533,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",3,"car or other",38,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",14,"existing credits paid back duly till now","car (new)",8978,"... < 100 DM","... >= 7 years",1,"male : divorced/separated","none",4,"building society savings agreement/life insurance",45,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","no",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",999,"unknown/no savings account","... >= 7 years",4,"male : single","none",2,"car or other",25,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","car (new)",2662,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",32,"none","own",1,"skilled employee/official",1,"no","no",1
"no checking account",12,"critical account/other credits existing","radio/television",1402,"500 <= ... < 1000 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",4,"car or other",37,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",48,"all credits at this bank paid back duly","car (new)",12169,"unknown/no savings account","unemployed",4,"male : single","co-applicant",4,"unknown/no property",36,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","domestic appliances",3060,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"real estate",28,"none","own",2,"skilled employee/official",1,"no","yes",0
"... < 100 DM",30,"existing credits paid back duly till now","education",11998,"... < 100 DM","... < 1 year",1,"male : divorced/separated","none",1,"unknown/no property",34,"none","own",1,"unskilled - resident",1,"yes","yes",0
"no checking account",9,"existing credits paid back duly till now","domestic appliances",2697,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",2,"real estate",32,"none","own",1,"skilled employee/official",2,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",2404,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"car or other",26,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1262,"unknown/no savings account","... >= 7 years",2,"male : divorced/separated","none",4,"building society savings agreement/life insurance",49,"none","own",1,"unskilled - resident",1,"yes","yes",1
"no checking account",6,"existing credits paid back duly till now","radio/television",4611,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",32,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1901,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",29,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",15,"critical account/other credits existing","car (used)",3368,"... >= 1000 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",23,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","radio/television",1574,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"real estate",50,"none","own",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",18,"all credits at this bank paid back duly","domestic appliances",1445,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",4,"car or other",49,"bank","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",15,"critical account/other credits existing","radio/television",1520,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",63,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","car (new)",3878,"100 <= ... < 500 DM","... < 1 year",4,"male : divorced/separated","none",2,"car or other",37,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",47,"existing credits paid back duly till now","car (new)",10722,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",1,"real estate",35,"none","own",1,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",48,"existing credits paid back duly till now","car (used)",4788,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",48,"delay in paying off in the past","furniture/equipment",7582,"100 <= ... < 500 DM","unemployed",2,"male : single","none",4,"unknown/no property",31,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1092,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","guarantor",4,"real estate",49,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"delay in paying off in the past","domestic appliances",1024,"... < 100 DM","... < 1 year",4,"male : married/widowed","none",4,"real estate",48,"stores","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","others",1076,"... < 100 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"real estate",26,"none","own",1,"skilled employee/official",1,"yes","no",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","car (used)",9398,"... < 100 DM","... < 1 year",1,"male : married/widowed","none",4,"car or other",28,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",24,"critical account/other credits existing","car (used)",6419,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"unknown/no property",44,"none","for free",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",42,"critical account/other credits existing","car (used)",4796,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",56,"none","for free",1,"skilled employee/official",1,"no","yes",1
"no checking account",48,"critical account/other credits existing","others",7629,"unknown/no savings account","... >= 7 years",4,"male : divorced/separated","none",2,"car or other",46,"bank","own",2,"management/self-employed/highly qualified employee/officer",2,"no","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","radio/television",9960,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",2,"car or other",26,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",12,"existing credits paid back duly till now","car (used)",4675,"unknown/no savings account","... < 1 year",1,"female : divorced/separated/married","none",4,"car or other",20,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",10,"existing credits paid back duly till now","car (new)",1287,"unknown/no savings account","... >= 7 years",4,"male : single","co-applicant",2,"building society savings agreement/life insurance",45,"none","own",1,"unskilled - resident",1,"no","no",1
"no checking account",18,"existing credits paid back duly till now","radio/television",2515,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",4,"real estate",43,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",21,"critical account/other credits existing","radio/television",2745,"... >= 1000 DM","4 <= ... < 7 years",3,"male : single","none",2,"car or other",32,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",6,"existing credits paid back duly till now","car (new)",672,"... < 100 DM","unemployed",1,"female : divorced/separated/married","none",4,"real estate",54,"none","own",1,"unemployed/unskilled - non-resident",1,"yes","yes",1
"0 <= ... < 200 DM",36,"no credits taken/all credits paid back duly","domestic appliances",3804,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"car or other",42,"none","own",1,"skilled employee/official",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",24,"critical account/other credits existing","car (new)",1344,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",2,"real estate",37,"bank","own",2,"unskilled - resident",2,"no","yes",0
"... < 100 DM",10,"critical account/other credits existing","car (new)",1038,"... < 100 DM","4 <= ... < 7 years",4,"male : single","co-applicant",3,"building society savings agreement/life insurance",49,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",48,"critical account/other credits existing","car (new)",10127,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : single","none",2,"unknown/no property",44,"bank","for free",1,"skilled employee/official",1,"no","yes",0
"no checking account",6,"existing credits paid back duly till now","radio/television",1543,"... >= 1000 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",2,"real estate",33,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",30,"existing credits paid back duly till now","car (used)",4811,"unknown/no savings account","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"stores","rent",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",727,"100 <= ... < 500 DM","... < 1 year",4,"male : married/widowed","none",3,"unknown/no property",33,"none","own",1,"unskilled - resident",1,"yes","yes",0
"0 <= ... < 200 DM",8,"existing credits paid back duly till now","radio/television",1237,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",4,"real estate",24,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","car (new)",276,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",4,"real estate",22,"none","rent",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","furniture/equipment",5381,"unknown/no savings account","unemployed",3,"male : single","none",4,"unknown/no property",40,"bank","for free",1,"unemployed/unskilled - non-resident",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","radio/television",5511,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","none",1,"car or other",25,"stores","own",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","radio/television",3749,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"car or other",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",685,"... < 100 DM","4 <= ... < 7 years",2,"male : married/widowed","none",3,"car or other",25,"bank","own",1,"unskilled - resident",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",4,"existing credits paid back duly till now","car (new)",1494,"unknown/no savings account","... < 1 year",1,"male : single","none",2,"real estate",29,"none","own",1,"unskilled - resident",2,"no","no",1
"... < 100 DM",36,"all credits at this bank paid back duly","radio/television",2746,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",31,"bank","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",708,"... < 100 DM","1 <= ... < 4 years",2,"male : single","guarantor",3,"building society savings agreement/life insurance",38,"none","own",1,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","radio/television",4351,"unknown/no savings account","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",48,"none","own",1,"unskilled - resident",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","retraining",701,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",32,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",15,"delay in paying off in the past","radio/television",3643,"... < 100 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",27,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",30,"critical account/other credits existing","car (new)",4249,"... < 100 DM","unemployed",4,"male : married/widowed","none",2,"car or other",28,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",1938,"... < 100 DM","... < 1 year",4,"male : divorced/separated","none",3,"building society savings agreement/life insurance",32,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (used)",2910,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"unknown/no property",34,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",2659,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","car (new)",1028,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",3,"real estate",36,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",8,"critical account/other credits existing","car (new)",3398,"... < 100 DM","4 <= ... < 7 years",1,"male : single","none",4,"real estate",39,"none","own",2,"unskilled - resident",1,"no","no",1
"no checking account",12,"critical account/other credits existing","radio/television",5801,"unknown/no savings account","... >= 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",49,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",1525,"... >= 1000 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"car or other",34,"none","own",1,"skilled employee/official",2,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",36,"existing credits paid back duly till now","domestic appliances",4473,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"car or other",31,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",1068,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",28,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",24,"critical account/other credits existing","car (used)",6615,"... < 100 DM","unemployed",2,"male : single","none",4,"unknown/no property",75,"none","for free",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",18,"critical account/other credits existing","retraining",1864,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"real estate",30,"none","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",60,"existing credits paid back duly till now","car (new)",7408,"100 <= ... < 500 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",24,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"no checking account",48,"critical account/other credits existing","car (used)",11590,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",24,"bank","rent",2,"unskilled - resident",1,"no","yes",0
"... < 100 DM",24,"no credits taken/all credits paid back duly","radio/television",4110,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",23,"bank","rent",2,"skilled employee/official",2,"no","yes",0
"... < 100 DM",6,"critical account/other credits existing","radio/television",3384,"... < 100 DM","1 <= ... < 4 years",1,"male : divorced/separated","none",4,"real estate",44,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",13,"existing credits paid back duly till now","domestic appliances",2101,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","guarantor",4,"building society savings agreement/life insurance",23,"none","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","repairs",1275,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",24,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",4169,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"building society savings agreement/life insurance",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",10,"existing credits paid back duly till now","radio/television",1521,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",2,"car or other",31,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","retraining",5743,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"unknown/no property",24,"none","for free",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",21,"existing credits paid back duly till now","radio/television",3599,"... < 100 DM","4 <= ... < 7 years",1,"female : divorced/separated/married","none",4,"car or other",26,"none","rent",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","domestic appliances",3213,"500 <= ... < 1000 DM","... < 1 year",1,"male : married/widowed","none",3,"real estate",25,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","others",4439,"... < 100 DM","... >= 7 years",1,"male : single","co-applicant",1,"real estate",33,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",10,"existing credits paid back duly till now","car (new)",3949,"... < 100 DM","... < 1 year",1,"male : single","guarantor",1,"building society savings agreement/life insurance",37,"none","own",1,"unskilled - resident",2,"no","yes",1
"no checking account",15,"critical account/other credits existing","domestic appliances",1459,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",43,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",13,"critical account/other credits existing","domestic appliances",882,"... < 100 DM","... < 1 year",4,"male : single","guarantor",4,"real estate",23,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",3758,"500 <= ... < 1000 DM","unemployed",1,"female : divorced/separated/married","none",4,"unknown/no property",23,"none","rent",1,"unemployed/unskilled - non-resident",1,"no","yes",1
"no checking account",6,"delay in paying off in the past","others",1743,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"male : single","none",2,"real estate",34,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",9,"critical account/other credits existing","retraining",1136,"... >= 1000 DM","... >= 7 years",4,"male : single","none",3,"unknown/no property",32,"none","for free",2,"skilled employee/official",2,"no","yes",0
"no checking account",9,"existing credits paid back duly till now","repairs",1236,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"real estate",23,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","radio/television",959,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"car or other",29,"none","own",1,"skilled employee/official",1,"no","no",0
"no checking account",18,"critical account/other credits existing","car (used)",3229,"unknown/no savings account","unemployed",2,"male : single","none",4,"unknown/no property",38,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"no credits taken/all credits paid back duly","domestic appliances",6199,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",28,"none","rent",2,"skilled employee/official",1,"yes","yes",0
"no checking account",10,"existing credits paid back duly till now","retraining",727,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",46,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (new)",1246,"... < 100 DM","... < 1 year",4,"male : single","none",2,"real estate",23,"stores","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",12,"critical account/other credits existing","domestic appliances",2331,"unknown/no savings account","... >= 7 years",1,"male : single","co-applicant",4,"real estate",49,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",36,"delay in paying off in the past","domestic appliances",4463,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",26,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",12,"existing credits paid back duly till now","domestic appliances",776,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",2,"real estate",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","radio/television",2406,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"real estate",23,"none","rent",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","retraining",1239,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",61,"none","for free",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","domestic appliances",3399,"unknown/no savings account","... >= 7 years",2,"male : single","none",3,"car or other",37,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"delay in paying off in the past","car (new)",2247,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"car or other",36,"stores","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",6,"existing credits paid back duly till now","radio/television",1766,"... < 100 DM","1 <= ... < 4 years",1,"male : married/widowed","none",2,"building society savings agreement/life insurance",21,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",2473,"... < 100 DM","unemployed",4,"male : single","none",1,"car or other",25,"none","own",1,"unemployed/unskilled - non-resident",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","others",1542,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",4,"car or other",36,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",18,"critical account/other credits existing","car (used)",3850,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",1,"car or other",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",3650,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"car or other",22,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","radio/television",3446,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"car or other",42,"none","own",1,"skilled employee/official",2,"no","yes",0
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","radio/television",3001,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"real estate",40,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","car (new)",3079,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"real estate",36,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",6070,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"car or other",33,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",10,"critical account/other credits existing","radio/television",2146,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",3,"real estate",23,"none","rent",2,"skilled employee/official",1,"no","yes",1
"no checking account",60,"critical account/other credits existing","car (new)",13756,"unknown/no savings account","... >= 7 years",2,"male : single","none",4,"unknown/no property",63,"bank","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",60,"all credits at this bank paid back duly","furniture/equipment",14782,"100 <= ... < 500 DM","... >= 7 years",3,"female : divorced/separated/married","none",4,"unknown/no property",60,"bank","for free",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",48,"all credits at this bank paid back duly","others",7685,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","guarantor",4,"car or other",37,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",18,"delay in paying off in the past","domestic appliances",2320,"... < 100 DM","unemployed",2,"male : married/widowed","none",3,"real estate",34,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",7,"delay in paying off in the past","domestic appliances",846,"unknown/no savings account","... >= 7 years",3,"male : single","none",4,"unknown/no property",36,"none","for free",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","car (new)",14318,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"unknown/no property",57,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",6,"critical account/other credits existing","car (new)",362,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",52,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",20,"existing credits paid back duly till now","radio/television",2212,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",4,"car or other",39,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","car (used)",12976,"... < 100 DM","unemployed",3,"female : divorced/separated/married","none",4,"unknown/no property",38,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",22,"existing credits paid back duly till now","car (new)",1283,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",25,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","car (new)",1330,"... < 100 DM","... < 1 year",4,"male : single","none",1,"real estate",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",30,"delay in paying off in the past","others",4272,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"male : single","none",2,"building society savings agreement/life insurance",26,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",2238,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",1,"car or other",25,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",1126,"unknown/no savings account","... < 1 year",4,"female : divorced/separated/married","none",2,"real estate",21,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","radio/television",7374,"... < 100 DM","unemployed",4,"male : single","none",4,"building society savings agreement/life insurance",40,"stores","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",15,"critical account/other credits existing","others",2326,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : single","none",4,"car or other",27,"bank","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",9,"existing credits paid back duly till now","others",1449,"... < 100 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",2,"car or other",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","car (new)",1820,"... < 100 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"building society savings agreement/life insurance",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","radio/television",983,"... >= 1000 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"real estate",19,"none","rent",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","car (new)",3249,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",4,"unknown/no property",39,"bank","for free",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... < 100 DM",6,"critical account/other credits existing","domestic appliances",1957,"... < 100 DM","4 <= ... < 7 years",1,"female : divorced/separated/married","none",4,"car or other",31,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",9,"critical account/other credits existing","radio/television",2406,"... < 100 DM","unemployed",2,"male : single","none",3,"car or other",31,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"0 <= ... < 200 DM",39,"delay in paying off in the past","retraining",11760,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"male : single","none",3,"unknown/no property",32,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",2578,"... < 100 DM","unemployed",3,"female : divorced/separated/married","none",4,"unknown/no property",55,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",36,"critical account/other credits existing","radio/television",2348,"... < 100 DM","1 <= ... < 4 years",3,"male : married/widowed","none",2,"building society savings agreement/life insurance",46,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",1223,"... < 100 DM","... >= 7 years",1,"male : divorced/separated","none",1,"real estate",46,"none","rent",2,"skilled employee/official",1,"no","yes",0
"no checking account",24,"critical account/other credits existing","domestic appliances",1516,"... >= 1000 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"real estate",43,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",1473,"... < 100 DM","... < 1 year",3,"male : married/widowed","none",4,"real estate",39,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","others",1887,"unknown/no savings account","1 <= ... < 4 years",4,"male : married/widowed","none",4,"real estate",28,"bank","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"delay in paying off in the past","others",8648,"... < 100 DM","... < 1 year",2,"male : single","none",2,"car or other",27,"bank","own",2,"skilled employee/official",1,"yes","yes",0
"no checking account",14,"delay in paying off in the past","car (new)",802,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",27,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",18,"delay in paying off in the past","car (new)",2899,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"car or other",43,"none","own",1,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",2039,"... < 100 DM","... < 1 year",1,"male : married/widowed","none",1,"building society savings agreement/life insurance",22,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","car (used)",2197,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",4,"car or other",43,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","domestic appliances",1053,"... < 100 DM","... < 1 year",4,"male : married/widowed","none",2,"real estate",27,"none","own",1,"skilled employee/official",1,"no","no",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",3235,"500 <= ... < 1000 DM","... >= 7 years",3,"male : divorced/separated","none",2,"car or other",26,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",12,"critical account/other credits existing","car (new)",939,"500 <= ... < 1000 DM","4 <= ... < 7 years",4,"male : married/widowed","none",2,"real estate",28,"none","own",3,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",1967,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"car or other",20,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",33,"critical account/other credits existing","car (used)",7253,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",2,"car or other",35,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","others",2292,"... < 100 DM","unemployed",4,"male : single","none",2,"car or other",42,"stores","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",10,"existing credits paid back duly till now","car (new)",1597,"500 <= ... < 1000 DM","1 <= ... < 4 years",3,"male : single","none",2,"unknown/no property",40,"none","rent",1,"unskilled - resident",2,"no","no",1
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",1381,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",35,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",36,"critical account/other credits existing","car (used)",5842,"... < 100 DM","... >= 7 years",2,"male : single","none",2,"building society savings agreement/life insurance",35,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",2579,"... < 100 DM","... < 1 year",4,"male : single","none",1,"real estate",33,"none","own",1,"unskilled - resident",2,"no","yes",0
"... < 100 DM",18,"delay in paying off in the past","retraining",8471,"unknown/no savings account","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"car or other",23,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"no checking account",21,"existing credits paid back duly till now","car (new)",2782,"500 <= ... < 1000 DM","4 <= ... < 7 years",1,"female : divorced/separated/married","none",2,"car or other",31,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","car (new)",1042,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",33,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",15,"existing credits paid back duly till now","car (new)",3186,"... >= 1000 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",3,"car or other",20,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (used)",2028,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",2,"car or other",30,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (new)",958,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",3,"real estate",47,"none","own",2,"unskilled - resident",2,"no","yes",1
"no checking account",21,"delay in paying off in the past","radio/television",1591,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",3,"real estate",34,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","radio/television",2762,"unknown/no savings account","... >= 7 years",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",25,"bank","own",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","car (used)",2779,"... < 100 DM","1 <= ... < 4 years",1,"male : married/widowed","none",3,"car or other",21,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",28,"critical account/other credits existing","domestic appliances",2743,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"car or other",29,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",1149,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",3,"real estate",46,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",9,"existing credits paid back duly till now","radio/television",1313,"... < 100 DM","... >= 7 years",1,"male : single","none",4,"car or other",20,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"critical account/other credits existing","education",1190,"... < 100 DM","unemployed",2,"female : divorced/separated/married","none",4,"unknown/no property",55,"none","for free",3,"unemployed/unskilled - non-resident",2,"no","yes",0
"no checking account",5,"existing credits paid back duly till now","others",3448,"... < 100 DM","4 <= ... < 7 years",1,"male : single","none",4,"real estate",74,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","furniture/equipment",11328,"... < 100 DM","1 <= ... < 4 years",2,"male : single","co-applicant",3,"car or other",29,"bank","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",6,"critical account/other credits existing","radio/television",1872,"... < 100 DM","unemployed",4,"male : single","none",4,"unknown/no property",36,"none","for free",3,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",24,"critical account/other credits existing","education",2058,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",2,"real estate",33,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",9,"existing credits paid back duly till now","radio/television",2136,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1484,"unknown/no savings account","1 <= ... < 4 years",2,"male : married/widowed","none",1,"real estate",25,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",6,"existing credits paid back duly till now","education",660,"500 <= ... < 1000 DM","4 <= ... < 7 years",2,"male : married/widowed","none",4,"real estate",23,"none","rent",1,"unskilled - resident",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","car (new)",1287,"... >= 1000 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"real estate",37,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",42,"critical account/other credits existing","education",3394,"... < 100 DM","unemployed",4,"male : single","co-applicant",4,"car or other",65,"none","own",2,"unemployed/unskilled - non-resident",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"all credits at this bank paid back duly","others",609,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"real estate",26,"none","own",1,"unemployed/unskilled - non-resident",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","car (new)",1884,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",39,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1620,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","co-applicant",3,"building society savings agreement/life insurance",30,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",20,"delay in paying off in the past","furniture/equipment",2629,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",3,"car or other",29,"bank","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","retraining",719,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",41,"bank","own",1,"unskilled - resident",2,"no","yes",0
"0 <= ... < 200 DM",48,"critical account/other credits existing","radio/television",5096,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",3,"car or other",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",9,"critical account/other credits existing","retraining",1244,"unknown/no savings account","... >= 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",41,"none","rent",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","car (new)",1842,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"car or other",34,"none","own",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",7,"existing credits paid back duly till now","domestic appliances",2576,"... < 100 DM","1 <= ... < 4 years",2,"male : single","guarantor",2,"real estate",35,"none","own",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","radio/television",1424,"unknown/no savings account","... >= 7 years",3,"female : divorced/separated/married","none",4,"real estate",55,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",15,"delay in paying off in the past","education",1512,"... >= 1000 DM","1 <= ... < 4 years",3,"male : married/widowed","none",3,"building society savings agreement/life insurance",61,"stores","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",36,"critical account/other credits existing","car (used)",11054,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",2,"car or other",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",6,"existing credits paid back duly till now","domestic appliances",518,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",1,"real estate",29,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",12,"no credits taken/all credits paid back duly","radio/television",2759,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",34,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (used)",2670,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",35,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",4817,"... < 100 DM","4 <= ... < 7 years",2,"male : single","co-applicant",3,"building society savings agreement/life insurance",31,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",24,"existing credits paid back duly till now","car (used)",2679,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"unknown/no property",29,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",11,"critical account/other credits existing","car (new)",3905,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",36,"none","rent",2,"skilled employee/official",2,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (used)",3386,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",35,"none","for free",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",6,"existing credits paid back duly till now","repairs",343,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"real estate",27,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",4594,"... < 100 DM","... < 1 year",3,"male : single","none",2,"car or other",32,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","radio/television",3620,"... < 100 DM","1 <= ... < 4 years",1,"male : single","guarantor",2,"building society savings agreement/life insurance",37,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","car (new)",1721,"... < 100 DM","... < 1 year",2,"male : single","none",3,"real estate",36,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","radio/television",3017,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",1,"real estate",34,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","business",754,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",38,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","others",1950,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",1,"car or other",34,"stores","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (used)",2924,"... < 100 DM","1 <= ... < 4 years",3,"male : single","guarantor",4,"unknown/no property",63,"bank","own",1,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",24,"delay in paying off in the past","domestic appliances",1659,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"car or other",29,"none","rent",1,"unskilled - resident",1,"yes","yes",0
"no checking account",48,"delay in paying off in the past","domestic appliances",7238,"unknown/no savings account","... >= 7 years",3,"male : single","none",3,"car or other",32,"bank","own",2,"skilled employee/official",2,"no","yes",1
"no checking account",33,"delay in paying off in the past","others",2764,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"car or other",26,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"delay in paying off in the past","car (used)",4679,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",3,"car or other",35,"none","own",2,"unskilled - resident",1,"yes","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",3092,"100 <= ... < 500 DM","... < 1 year",3,"male : married/widowed","none",2,"car or other",22,"none","rent",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",6,"existing credits paid back duly till now","retraining",448,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",23,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",9,"existing credits paid back duly till now","car (new)",654,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"car or other",28,"none","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",6,"existing credits paid back duly till now","business",1238,"unknown/no savings account","unemployed",4,"male : single","none",4,"building society savings agreement/life insurance",36,"none","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","domestic appliances",1245,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",2,"car or other",33,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",18,"no credits taken/all credits paid back duly","radio/television",3114,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",26,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",39,"existing credits paid back duly till now","car (used)",2569,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","domestic appliances",5152,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"car or other",25,"bank","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","others",1037,"100 <= ... < 500 DM","4 <= ... < 7 years",3,"male : single","none",4,"real estate",39,"none","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",15,"critical account/other credits existing","radio/television",1478,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",44,"none","own",2,"skilled employee/official",2,"yes","yes",1
"0 <= ... < 200 DM",12,"critical account/other credits existing","domestic appliances",3573,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"real estate",23,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (new)",1201,"... < 100 DM","... < 1 year",4,"male : single","none",1,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","radio/television",3622,"... >= 1000 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",57,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"no checking account",15,"delay in paying off in the past","radio/television",960,"... >= 1000 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","car (new)",1163,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",44,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",6,"delay in paying off in the past","car (new)",1209,"... < 100 DM","unemployed",4,"male : single","none",4,"building society savings agreement/life insurance",47,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",12,"existing credits paid back duly till now","domestic appliances",3077,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",4,"car or other",52,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",3757,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","co-applicant",4,"unknown/no property",62,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"no checking account",10,"existing credits paid back duly till now","car (new)",1418,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",35,"none","rent",1,"unskilled - resident",1,"no","no",1
"no checking account",6,"existing credits paid back duly till now","car (new)",3518,"... < 100 DM","1 <= ... < 4 years",2,"male : single","guarantor",3,"building society savings agreement/life insurance",26,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",1934,"... < 100 DM","... >= 7 years",2,"male : single","none",2,"unknown/no property",26,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",27,"no credits taken/all credits paid back duly","others",8318,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"unknown/no property",42,"none","for free",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",6,"critical account/other credits existing","domestic appliances",1237,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",368,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",38,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (new)",2122,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",39,"none","rent",2,"unskilled - resident",2,"no","no",1
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",2996,"unknown/no savings account","1 <= ... < 4 years",2,"male : married/widowed","none",4,"car or other",20,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","radio/television",9034,"100 <= ... < 500 DM","... < 1 year",4,"male : single","co-applicant",1,"unknown/no property",29,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","radio/television",1585,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",40,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","domestic appliances",1301,"... < 100 DM","... >= 7 years",4,"male : married/widowed","guarantor",2,"real estate",32,"none","own",1,"unskilled - resident",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",6,"critical account/other credits existing","car (new)",1323,"100 <= ... < 500 DM","... >= 7 years",2,"male : divorced/separated","none",4,"car or other",28,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",3123,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",27,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",36,"existing credits paid back duly till now","car (used)",5493,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"unknown/no property",42,"none","for free",1,"skilled employee/official",2,"no","yes",1
"... >= 200 DM / salary for at least 1 year",9,"existing credits paid back duly till now","domestic appliances",1126,"100 <= ... < 500 DM","... >= 7 years",2,"male : divorced/separated","none",4,"real estate",49,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","domestic appliances",1216,"100 <= ... < 500 DM","... < 1 year",4,"male : single","none",4,"unknown/no property",38,"bank","own",2,"skilled employee/official",2,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",1207,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",10,"existing credits paid back duly till now","car (new)",1309,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","guarantor",4,"building society savings agreement/life insurance",27,"none","own",1,"unskilled - resident",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",15,"critical account/other credits existing","car (used)",2360,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",36,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",15,"all credits at this bank paid back duly","car (new)",6850,"100 <= ... < 500 DM","unemployed",1,"male : single","none",2,"building society savings agreement/life insurance",34,"none","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1413,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",2,"building society savings agreement/life insurance",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",39,"existing credits paid back duly till now","car (used)",8588,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",2,"car or other",45,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",759,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"real estate",26,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",36,"existing credits paid back duly till now","car (used)",4686,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"unknown/no property",32,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",15,"existing credits paid back duly till now","others",2687,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",26,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"delay in paying off in the past","domestic appliances",585,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","co-applicant",4,"real estate",20,"none","rent",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",2255,"unknown/no savings account","... < 1 year",4,"male : single","none",1,"building society savings agreement/life insurance",54,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"critical account/other credits existing","car (new)",609,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",37,"none","own",2,"skilled employee/official",1,"no","no",1
"... < 100 DM",6,"critical account/other credits existing","car (new)",1361,"... < 100 DM","... < 1 year",2,"male : single","none",4,"real estate",40,"none","own",1,"unskilled - resident",2,"no","no",1
"no checking account",36,"critical account/other credits existing","radio/television",7127,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",23,"none","rent",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",6,"existing credits paid back duly till now","car (new)",1203,"100 <= ... < 500 DM","... >= 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",43,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",6,"critical account/other credits existing","domestic appliances",700,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",36,"none","for free",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","education",5507,"... < 100 DM","... >= 7 years",3,"male : single","none",4,"unknown/no property",44,"none","for free",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",3190,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"real estate",24,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",48,"no credits taken/all credits paid back duly","radio/television",7119,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",4,"unknown/no property",53,"none","for free",2,"skilled employee/official",2,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","car (used)",3488,"100 <= ... < 500 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",4,"car or other",23,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","domestic appliances",1113,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","guarantor",4,"real estate",26,"none","own",1,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",26,"existing credits paid back duly till now","car (used)",7966,"... < 100 DM","... < 1 year",2,"male : single","none",3,"car or other",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",15,"critical account/other credits existing","retraining",1532,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",3,"car or other",31,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",4,"critical account/other credits existing","domestic appliances",1503,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"real estate",42,"none","own",2,"unskilled - resident",2,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","domestic appliances",2302,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",4,"car or other",31,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",6,"existing credits paid back duly till now","car (new)",662,"... < 100 DM","... < 1 year",3,"male : single","none",4,"real estate",41,"none","own",1,"unskilled - resident",2,"yes","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","retraining",2273,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",1,"car or other",32,"none","own",2,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","car (new)",2631,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",28,"none","rent",2,"skilled employee/official",1,"yes","yes",0
"no checking account",12,"delay in paying off in the past","car (used)",1503,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",4,"real estate",41,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1311,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : married/widowed","none",3,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",3105,"unknown/no savings account","... < 1 year",4,"male : single","none",2,"car or other",25,"none","own",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",21,"critical account/other credits existing","retraining",2319,"... < 100 DM","... < 1 year",2,"male : divorced/separated","none",1,"car or other",33,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",6,"existing credits paid back duly till now","car (new)",1374,"unknown/no savings account","unemployed",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",75,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","radio/television",3612,"... < 100 DM","... >= 7 years",3,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",37,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",48,"existing credits paid back duly till now","car (new)",7763,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",42,"bank","for free",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",18,"existing credits paid back duly till now","radio/television",3049,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",45,"stores","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1534,"... < 100 DM","... < 1 year",1,"male : married/widowed","none",1,"real estate",23,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"delay in paying off in the past","car (new)",2032,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",60,"none","for free",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","radio/television",6350,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",31,"none","own",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",18,"existing credits paid back duly till now","radio/television",2864,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",1,"real estate",34,"none","own",1,"unskilled - resident",2,"no","yes",0
"no checking account",12,"critical account/other credits existing","car (new)",1255,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",61,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",24,"delay in paying off in the past","car (new)",1333,"... < 100 DM","unemployed",4,"male : single","none",2,"real estate",43,"none","for free",2,"skilled employee/official",2,"no","yes",0
"no checking account",24,"critical account/other credits existing","car (new)",2022,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",37,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1552,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",1,"car or other",32,"bank","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",12,"all credits at this bank paid back duly","domestic appliances",626,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"real estate",24,"bank","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",48,"critical account/other credits existing","car (used)",8858,"unknown/no savings account","4 <= ... < 7 years",2,"male : single","none",1,"unknown/no property",35,"none","for free",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","education",996,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"real estate",23,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",6,"all credits at this bank paid back duly","domestic appliances",1750,"500 <= ... < 1000 DM","... >= 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",45,"bank","own",1,"unskilled - resident",2,"no","yes",1
"... < 100 DM",48,"existing credits paid back duly till now","domestic appliances",6999,"... < 100 DM","4 <= ... < 7 years",1,"male : married/widowed","guarantor",1,"real estate",34,"none","own",2,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (new)",1995,"100 <= ... < 500 DM","... < 1 year",4,"male : single","none",1,"car or other",27,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","retraining",1199,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",67,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1331,"... < 100 DM","... < 1 year",2,"male : single","none",1,"car or other",22,"stores","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",18,"no credits taken/all credits paid back duly","car (new)",2278,"100 <= ... < 500 DM","... < 1 year",3,"female : divorced/separated/married","none",3,"car or other",28,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",21,"no credits taken/all credits paid back duly","car (new)",5003,"unknown/no savings account","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",29,"bank","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",24,"all credits at this bank paid back duly","radio/television",3552,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",4,"car or other",27,"bank","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",18,"critical account/other credits existing","radio/television",1928,"... < 100 DM","... < 1 year",2,"male : single","none",2,"real estate",31,"none","own",2,"unskilled - resident",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (used)",2964,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",49,"bank","for free",1,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","domestic appliances",1546,"... < 100 DM","4 <= ... < 7 years",4,"male : single","guarantor",4,"car or other",24,"bank","rent",1,"unskilled - resident",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",6,"delay in paying off in the past","domestic appliances",683,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",29,"bank","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","car (new)",12389,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","none",4,"unknown/no property",37,"none","for free",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",24,"delay in paying off in the past","others",4712,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",37,"bank","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","domestic appliances",1553,"100 <= ... < 500 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",23,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",1372,"... < 100 DM","4 <= ... < 7 years",2,"male : divorced/separated","none",3,"car or other",36,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"critical account/other credits existing","domestic appliances",2578,"... >= 1000 DM","... >= 7 years",2,"male : single","none",2,"car or other",34,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","domestic appliances",3979,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",1,"car or other",41,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",48,"existing credits paid back duly till now","domestic appliances",6758,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"car or other",31,"none","own",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",3234,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"real estate",23,"none","rent",1,"unskilled - resident",1,"yes","yes",0
"no checking account",30,"critical account/other credits existing","domestic appliances",5954,"... < 100 DM","4 <= ... < 7 years",3,"male : single","co-applicant",2,"car or other",38,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (used)",5433,"unknown/no savings account","unemployed",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",26,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","others",806,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",22,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",1082,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",27,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",15,"critical account/other credits existing","radio/television",2788,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","co-applicant",3,"car or other",24,"bank","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",2930,"... < 100 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",1,"real estate",27,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","retraining",1927,"unknown/no savings account","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"car or other",33,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",36,"critical account/other credits existing","car (new)",2820,"... < 100 DM","... < 1 year",4,"male : divorced/separated","none",4,"car or other",27,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","business",937,"... < 100 DM","... < 1 year",4,"male : married/widowed","none",3,"car or other",27,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","car (new)",1056,"... < 100 DM","... >= 7 years",3,"male : single","guarantor",3,"real estate",30,"bank","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"critical account/other credits existing","car (new)",3124,"... < 100 DM","... < 1 year",1,"male : single","none",3,"real estate",49,"bank","own",2,"unskilled - resident",2,"no","yes",1
"no checking account",9,"existing credits paid back duly till now","radio/television",1388,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"real estate",26,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","education",2384,"... < 100 DM","... < 1 year",4,"male : single","none",1,"unknown/no property",33,"none","rent",1,"unskilled - resident",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","car (new)",2133,"unknown/no savings account","... >= 7 years",4,"female : divorced/separated/married","none",4,"unknown/no property",52,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",2039,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"real estate",20,"bank","rent",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",9,"critical account/other credits existing","car (new)",2799,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",36,"none","rent",2,"skilled employee/official",2,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1289,"... < 100 DM","1 <= ... < 4 years",4,"male : single","guarantor",1,"building society savings agreement/life insurance",21,"none","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","repairs",1217,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",3,"real estate",47,"none","own",1,"unskilled - resident",1,"yes","yes",0
"... < 100 DM",12,"critical account/other credits existing","radio/television",2246,"... < 100 DM","... >= 7 years",3,"male : single","none",3,"building society savings agreement/life insurance",60,"none","own",2,"skilled employee/official",1,"no","yes",0
"... < 100 DM",12,"critical account/other credits existing","domestic appliances",385,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"real estate",58,"none","own",4,"unskilled - resident",1,"yes","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","car (new)",1965,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",42,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"no checking account",21,"existing credits paid back duly till now","others",1572,"... >= 1000 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"real estate",36,"bank","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (new)",2718,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",20,"none","rent",1,"unskilled - resident",1,"yes","yes",0
"... < 100 DM",24,"all credits at this bank paid back duly","furniture/equipment",1358,"unknown/no savings account","... >= 7 years",4,"male : single","none",3,"car or other",40,"stores","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",6,"all credits at this bank paid back duly","car (new)",931,"100 <= ... < 500 DM","... < 1 year",1,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",32,"stores","own",1,"unskilled - resident",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",1442,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"car or other",23,"none","rent",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"no credits taken/all credits paid back duly","others",4241,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",4,"real estate",36,"none","own",3,"unskilled - resident",1,"yes","yes",0
"no checking account",18,"critical account/other credits existing","car (new)",2775,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",2,"building society savings agreement/life insurance",31,"bank","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",24,"delay in paying off in the past","others",3863,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",2,"unknown/no property",32,"none","for free",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",7,"existing credits paid back duly till now","domestic appliances",2329,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","guarantor",1,"real estate",45,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","radio/television",918,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",30,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"all credits at this bank paid back duly","retraining",1837,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"unknown/no property",34,"bank","for free",1,"unskilled - resident",1,"no","yes",0
"no checking account",36,"existing credits paid back duly till now","radio/television",3349,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",28,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",10,"existing credits paid back duly till now","radio/television",1275,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",23,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","radio/television",2828,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",22,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"critical account/other credits existing","others",4526,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",74,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","domestic appliances",2671,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","co-applicant",4,"unknown/no property",50,"none","for free",1,"skilled employee/official",1,"no","yes",0
"no checking account",18,"existing credits paid back duly till now","domestic appliances",2051,"... < 100 DM","... < 1 year",4,"male : single","none",1,"real estate",33,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","car (used)",1300,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",45,"bank","for free",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","repairs",741,"100 <= ... < 500 DM","unemployed",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",22,"none","own",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",10,"existing credits paid back duly till now","car (new)",1240,"100 <= ... < 500 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"unknown/no property",48,"none","for free",1,"unskilled - resident",2,"no","yes",0
"... < 100 DM",21,"existing credits paid back duly till now","domestic appliances",3357,"... >= 1000 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"car or other",29,"bank","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","car (used)",3632,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","guarantor",4,"car or other",22,"bank","rent",1,"skilled employee/official",1,"no","no",1
"no checking account",18,"delay in paying off in the past","radio/television",1808,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",1,"real estate",22,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",48,"no credits taken/all credits paid back duly","others",12204,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",2,"car or other",48,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",60,"delay in paying off in the past","domestic appliances",9157,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",2,"unknown/no property",27,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",6,"critical account/other credits existing","car (new)",3676,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",3,"real estate",37,"none","rent",3,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",30,"existing credits paid back duly till now","radio/television",3441,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","co-applicant",4,"car or other",21,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","car (new)",640,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",2,"real estate",49,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",21,"critical account/other credits existing","others",3652,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",3,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","car (new)",1530,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"building society savings agreement/life insurance",32,"bank","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",48,"existing credits paid back duly till now","others",3914,"unknown/no savings account","1 <= ... < 4 years",4,"male : divorced/separated","none",2,"real estate",38,"bank","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",1858,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"car or other",22,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",2600,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",65,"none","for free",2,"skilled employee/official",1,"no","yes",0
"no checking account",15,"existing credits paid back duly till now","domestic appliances",1979,"unknown/no savings account","... >= 7 years",4,"male : single","none",2,"car or other",35,"none","own",1,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",6,"existing credits paid back duly till now","radio/television",2116,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",41,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",9,"all credits at this bank paid back duly","car (new)",1437,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"male : single","none",3,"unknown/no property",29,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",42,"critical account/other credits existing","radio/television",4042,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",36,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",9,"existing credits paid back duly till now","retraining",3832,"unknown/no savings account","... >= 7 years",1,"male : single","none",4,"real estate",64,"none","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",3660,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"all credits at this bank paid back duly","radio/television",1553,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"car or other",44,"bank","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","domestic appliances",1444,"unknown/no savings account","... < 1 year",4,"male : single","none",1,"building society savings agreement/life insurance",23,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",9,"existing credits paid back duly till now","radio/television",1980,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","co-applicant",2,"car or other",19,"none","rent",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (new)",1355,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",4,"car or other",25,"none","own",1,"unskilled - resident",1,"yes","yes",0
"no checking account",12,"existing credits paid back duly till now","retraining",1393,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",47,"bank","own",3,"skilled employee/official",2,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1376,"500 <= ... < 1000 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",1,"car or other",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",60,"delay in paying off in the past","domestic appliances",15653,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",4,"car or other",21,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",1493,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",3,"car or other",34,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",42,"delay in paying off in the past","domestic appliances",4370,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",26,"bank","own",2,"skilled employee/official",2,"yes","yes",0
"... < 100 DM",18,"existing credits paid back duly till now","retraining",750,"... < 100 DM","unemployed",4,"female : divorced/separated/married","none",1,"real estate",27,"none","own",1,"unemployed/unskilled - non-resident",1,"no","yes",0
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","education",1308,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",38,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","retraining",4623,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"male : single","none",2,"building society savings agreement/life insurance",40,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","domestic appliances",1851,"... < 100 DM","4 <= ... < 7 years",4,"male : married/widowed","guarantor",2,"car or other",33,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"critical account/other credits existing","domestic appliances",1880,"... < 100 DM","4 <= ... < 7 years",4,"male : married/widowed","none",1,"building society savings agreement/life insurance",32,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",36,"delay in paying off in the past","others",7980,"unknown/no savings account","... < 1 year",4,"male : single","none",4,"car or other",27,"none","rent",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",30,"no credits taken/all credits paid back duly","radio/television",4583,"... < 100 DM","1 <= ... < 4 years",2,"male : divorced/separated","guarantor",2,"real estate",32,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","car (new)",1386,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","car (new)",947,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"unknown/no property",38,"bank","for free",1,"skilled employee/official",2,"no","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","retraining",684,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",40,"none","rent",1,"unskilled - resident",2,"no","yes",0
"... < 100 DM",48,"existing credits paid back duly till now","retraining",7476,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",1,"unknown/no property",50,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","radio/television",1922,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",37,"none","own",1,"unskilled - resident",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",2303,"... < 100 DM","... >= 7 years",4,"male : single","co-applicant",1,"real estate",45,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",36,"delay in paying off in the past","car (new)",8086,"100 <= ... < 500 DM","... >= 7 years",2,"male : single","none",4,"car or other",42,"none","own",4,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","car (used)",2346,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",3,"car or other",35,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",14,"existing credits paid back duly till now","car (new)",3973,"... < 100 DM","unemployed",1,"male : single","none",4,"unknown/no property",22,"none","for free",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",888,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",41,"bank","own",1,"unskilled - resident",2,"no","yes",0
"no checking account",48,"existing credits paid back duly till now","domestic appliances",10222,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",3,"car or other",37,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",30,"no credits taken/all credits paid back duly","others",4221,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",1,"car or other",28,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","radio/television",6361,"... < 100 DM","... >= 7 years",2,"male : single","none",1,"unknown/no property",41,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","domestic appliances",1297,"... < 100 DM","1 <= ... < 4 years",3,"male : married/widowed","none",4,"real estate",23,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",900,"unknown/no savings account","1 <= ... < 4 years",4,"male : married/widowed","none",2,"car or other",23,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",21,"existing credits paid back duly till now","radio/television",2241,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"real estate",50,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",6,"delay in paying off in the past","radio/television",1050,"... < 100 DM","unemployed",4,"male : single","none",1,"building society savings agreement/life insurance",35,"stores","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",6,"critical account/other credits existing","retraining",1047,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",50,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","furniture/equipment",6314,"... < 100 DM","unemployed",4,"male : single","co-applicant",2,"unknown/no property",27,"bank","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",30,"all credits at this bank paid back duly","radio/television",3496,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",34,"stores","own",1,"skilled employee/official",2,"yes","yes",1
"no checking account",48,"all credits at this bank paid back duly","others",3609,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"real estate",27,"stores","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (new)",4843,"... < 100 DM","... >= 7 years",3,"male : single","co-applicant",4,"building society savings agreement/life insurance",43,"none","rent",2,"skilled employee/official",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",30,"critical account/other credits existing","domestic appliances",3017,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",47,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","others",4139,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"male : single","none",3,"building society savings agreement/life insurance",27,"none","own",2,"unskilled - resident",1,"yes","yes",1
"no checking account",36,"existing credits paid back duly till now","others",5742,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"male : single","none",2,"car or other",31,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",60,"existing credits paid back duly till now","car (new)",10366,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",42,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",6,"critical account/other credits existing","car (new)",2080,"500 <= ... < 1000 DM","1 <= ... < 4 years",1,"male : married/widowed","none",2,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",21,"delay in paying off in the past","others",2580,"500 <= ... < 1000 DM","... < 1 year",4,"male : single","none",2,"real estate",41,"bank","own",1,"unskilled - resident",2,"no","yes",0
"no checking account",30,"critical account/other credits existing","domestic appliances",4530,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"car or other",26,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",24,"critical account/other credits existing","radio/television",5150,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",33,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",72,"existing credits paid back duly till now","domestic appliances",5595,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",2384,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",64,"bank","rent",1,"unskilled - resident",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",1453,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",1,"real estate",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"existing credits paid back duly till now","retraining",1538,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",2,"unknown/no property",56,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",2279,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",37,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"no checking account",15,"delay in paying off in the past","domestic appliances",1478,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",3,"real estate",33,"bank","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","domestic appliances",5103,"... < 100 DM","... < 1 year",3,"male : married/widowed","none",3,"unknown/no property",47,"none","for free",3,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",36,"delay in paying off in the past","others",9857,"100 <= ... < 500 DM","4 <= ... < 7 years",1,"male : single","none",3,"building society savings agreement/life insurance",31,"none","own",2,"unskilled - resident",2,"yes","yes",1
"no checking account",60,"existing credits paid back duly till now","car (new)",6527,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",34,"none","for free",1,"skilled employee/official",2,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",10,"critical account/other credits existing","domestic appliances",1347,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",36,"delay in paying off in the past","car (new)",2862,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",3,"unknown/no property",30,"none","for free",1,"skilled employee/official",1,"no","yes",1
"no checking account",9,"existing credits paid back duly till now","domestic appliances",2753,"100 <= ... < 500 DM","... >= 7 years",3,"male : single","co-applicant",4,"car or other",35,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",3651,"... >= 1000 DM","1 <= ... < 4 years",1,"male : single","none",3,"building society savings agreement/life insurance",31,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",15,"critical account/other credits existing","radio/television",975,"... < 100 DM","1 <= ... < 4 years",2,"male : divorced/separated","none",3,"building society savings agreement/life insurance",25,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","education",2631,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"real estate",25,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",2896,"100 <= ... < 500 DM","... < 1 year",2,"male : single","none",1,"car or other",29,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"critical account/other credits existing","car (new)",4716,"unknown/no savings account","... < 1 year",1,"male : single","none",3,"real estate",44,"none","own",2,"unskilled - resident",2,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",2284,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"car or other",28,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",6,"existing credits paid back duly till now","car (used)",1236,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : single","none",4,"building society savings agreement/life insurance",50,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1103,"... < 100 DM","4 <= ... < 7 years",4,"male : single","guarantor",3,"real estate",29,"none","own",2,"skilled employee/official",1,"no","no",1
"no checking account",12,"critical account/other credits existing","car (new)",926,"... < 100 DM","unemployed",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",38,"none","own",1,"unemployed/unskilled - non-resident",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",1800,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",24,"none","own",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",15,"existing credits paid back duly till now","retraining",1905,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",40,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","radio/television",1123,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",29,"none","rent",1,"unskilled - resident",1,"no","yes",0
"... < 100 DM",48,"critical account/other credits existing","car (used)",6331,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",46,"none","for free",2,"skilled employee/official",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","domestic appliances",1377,"100 <= ... < 500 DM","... >= 7 years",4,"female : divorced/separated/married","none",2,"unknown/no property",47,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",30,"delay in paying off in the past","others",2503,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",41,"stores","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",27,"existing credits paid back duly till now","others",2528,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",32,"none","own",1,"skilled employee/official",2,"yes","yes",1
"no checking account",15,"existing credits paid back duly till now","car (new)",5324,"500 <= ... < 1000 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"unknown/no property",35,"none","for free",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","car (new)",6560,"100 <= ... < 500 DM","4 <= ... < 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",24,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"no credits taken/all credits paid back duly","radio/television",2969,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",25,"none","rent",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",1206,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"real estate",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",2118,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",37,"none","own",1,"unskilled - resident",2,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",629,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",32,"bank","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",6,"all credits at this bank paid back duly","retraining",1198,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"unknown/no property",35,"none","for free",1,"skilled employee/official",1,"no","yes",0
"no checking account",21,"existing credits paid back duly till now","car (used)",2476,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"real estate",46,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",9,"critical account/other credits existing","domestic appliances",1138,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",25,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",60,"existing credits paid back duly till now","car (new)",14027,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"unknown/no property",27,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",30,"critical account/other credits existing","car (used)",7596,"unknown/no savings account","... >= 7 years",1,"male : single","none",4,"car or other",63,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",30,"critical account/other credits existing","domestic appliances",3077,"unknown/no savings account","... >= 7 years",3,"male : single","none",2,"car or other",40,"none","own",2,"skilled employee/official",2,"yes","yes",1
"no checking account",18,"existing credits paid back duly till now","domestic appliances",1505,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"unknown/no property",32,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",24,"critical account/other credits existing","domestic appliances",3148,"unknown/no savings account","1 <= ... < 4 years",3,"male : single","none",2,"car or other",31,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",20,"no credits taken/all credits paid back duly","car (used)",6148,"100 <= ... < 500 DM","... >= 7 years",3,"male : married/widowed","none",4,"car or other",31,"bank","own",2,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",9,"no credits taken/all credits paid back duly","domestic appliances",1337,"... < 100 DM","... < 1 year",4,"male : single","none",2,"car or other",34,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"0 <= ... < 200 DM",6,"all credits at this bank paid back duly","retraining",433,"... >= 1000 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",24,"bank","rent",1,"skilled employee/official",2,"no","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",1228,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"real estate",24,"none","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",790,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",3,"real estate",66,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",27,"existing credits paid back duly till now","car (new)",2570,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",3,"real estate",21,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",6,"critical account/other credits existing","car (new)",250,"... >= 1000 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"real estate",41,"bank","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",15,"critical account/other credits existing","domestic appliances",1316,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"building society savings agreement/life insurance",47,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",1882,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",25,"bank","rent",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",48,"all credits at this bank paid back duly","others",6416,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",3,"unknown/no property",59,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",24,"critical account/other credits existing","others",1275,"... >= 1000 DM","1 <= ... < 4 years",2,"male : divorced/separated","none",4,"real estate",36,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",24,"delay in paying off in the past","domestic appliances",6403,"... < 100 DM","... < 1 year",1,"male : single","none",2,"car or other",33,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",1987,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",4,"real estate",21,"none","rent",1,"unskilled - resident",2,"no","yes",0
"0 <= ... < 200 DM",8,"existing credits paid back duly till now","domestic appliances",760,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","guarantor",2,"real estate",44,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (used)",2603,"... >= 1000 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",28,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",4,"critical account/other credits existing","car (new)",3380,"... < 100 DM","4 <= ... < 7 years",1,"female : divorced/separated/married","none",1,"real estate",37,"none","own",1,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",36,"all credits at this bank paid back duly","repairs",3990,"unknown/no savings account","... < 1 year",3,"female : divorced/separated/married","none",2,"unknown/no property",29,"bank","own",1,"unemployed/unskilled - non-resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (used)",11560,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",4,"car or other",23,"none","rent",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"... < 100 DM",18,"existing credits paid back duly till now","car (new)",4380,"100 <= ... < 500 DM","1 <= ... < 4 years",3,"male : single","none",4,"car or other",35,"none","own",1,"unskilled - resident",2,"yes","yes",1
"no checking account",6,"critical account/other credits existing","car (new)",6761,"... < 100 DM","4 <= ... < 7 years",1,"male : single","none",3,"unknown/no property",45,"none","own",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"0 <= ... < 200 DM",30,"no credits taken/all credits paid back duly","others",4280,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",26,"none","rent",2,"unskilled - resident",1,"no","yes",0
"... < 100 DM",24,"all credits at this bank paid back duly","car (new)",2325,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"male : single","none",3,"car or other",32,"bank","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",10,"all credits at this bank paid back duly","domestic appliances",1048,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",23,"stores","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",21,"existing credits paid back duly till now","domestic appliances",3160,"unknown/no savings account","... >= 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",41,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","radio/television",2483,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",4,"real estate",22,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",39,"critical account/other credits existing","radio/television",14179,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",30,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",13,"critical account/other credits existing","others",1797,"... < 100 DM","... < 1 year",3,"male : single","none",1,"building society savings agreement/life insurance",28,"bank","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","car (new)",2511,"... < 100 DM","unemployed",1,"female : divorced/separated/married","none",4,"car or other",23,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",1274,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",1,"real estate",37,"none","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",21,"existing credits paid back duly till now","car (used)",5248,"unknown/no savings account","1 <= ... < 4 years",1,"male : single","none",3,"car or other",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","car (used)",3029,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",2,"car or other",33,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",6,"existing credits paid back duly till now","radio/television",428,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",1,"building society savings agreement/life insurance",49,"bank","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","car (new)",976,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",2,"car or other",23,"none","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","others",841,"100 <= ... < 500 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"real estate",23,"none","rent",1,"unskilled - resident",1,"no","yes",1
"no checking account",30,"critical account/other credits existing","domestic appliances",5771,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","none",2,"car or other",25,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"delay in paying off in the past","education",1555,"... >= 1000 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",55,"none","for free",2,"skilled employee/official",2,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",1285,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",4,"unknown/no property",32,"none","rent",1,"skilled employee/official",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",6,"critical account/other credits existing","car (new)",1299,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",1,"real estate",74,"none","own",3,"unemployed/unskilled - non-resident",2,"no","no",1
"... >= 200 DM / salary for at least 1 year",15,"critical account/other credits existing","domestic appliances",1271,"unknown/no savings account","1 <= ... < 4 years",3,"male : single","none",4,"unknown/no property",39,"none","for free",2,"skilled employee/official",1,"yes","yes",0
"no checking account",24,"existing credits paid back duly till now","car (new)",1393,"... < 100 DM","1 <= ... < 4 years",2,"male : single","guarantor",2,"real estate",31,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (new)",691,"... < 100 DM","... >= 7 years",4,"male : single","none",3,"building society savings agreement/life insurance",35,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",15,"critical account/other credits existing","car (new)",5045,"unknown/no savings account","... >= 7 years",1,"female : divorced/separated/married","none",4,"car or other",59,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"critical account/other credits existing","radio/television",2124,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"real estate",24,"none","rent",2,"skilled employee/official",1,"no","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",2214,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"building society savings agreement/life insurance",24,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",21,"critical account/other credits existing","car (new)",12680,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"unknown/no property",30,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",24,"critical account/other credits existing","car (new)",2463,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : married/widowed","none",3,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","domestic appliances",1155,"... < 100 DM","... >= 7 years",3,"male : married/widowed","guarantor",3,"real estate",40,"bank","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","radio/television",3108,"... < 100 DM","... < 1 year",2,"male : divorced/separated","none",4,"building society savings agreement/life insurance",31,"none","own",1,"unskilled - resident",1,"no","yes",0
"no checking account",10,"existing credits paid back duly till now","car (used)",2901,"unknown/no savings account","... < 1 year",1,"female : divorced/separated/married","none",4,"real estate",31,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"critical account/other credits existing","radio/television",3617,"... < 100 DM","... >= 7 years",1,"male : single","none",4,"car or other",28,"none","rent",3,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",1655,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"real estate",63,"none","own",2,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (used)",2812,"unknown/no savings account","... >= 7 years",2,"female : divorced/separated/married","none",4,"real estate",26,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",36,"critical account/other credits existing","retraining",8065,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"unknown/no property",25,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",21,"critical account/other credits existing","car (used)",3275,"... < 100 DM","... >= 7 years",1,"male : single","none",4,"car or other",36,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",24,"critical account/other credits existing","domestic appliances",2223,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",52,"bank","own",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",12,"critical account/other credits existing","car (new)",1480,"500 <= ... < 1000 DM","unemployed",2,"male : single","none",4,"unknown/no property",66,"bank","for free",3,"unemployed/unskilled - non-resident",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (new)",1371,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"real estate",25,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",36,"critical account/other credits existing","car (new)",3535,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"car or other",37,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",3509,"... < 100 DM","4 <= ... < 7 years",4,"female : divorced/separated/married","guarantor",1,"real estate",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"critical account/other credits existing","car (used)",5711,"... >= 1000 DM","... >= 7 years",4,"male : single","none",2,"car or other",38,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","education",3872,"... < 100 DM","unemployed",2,"female : divorced/separated/married","none",4,"car or other",67,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",39,"critical account/other credits existing","domestic appliances",4933,"... < 100 DM","4 <= ... < 7 years",2,"male : single","guarantor",2,"real estate",25,"none","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",24,"critical account/other credits existing","car (new)",1940,"... >= 1000 DM","... >= 7 years",4,"male : single","none",4,"real estate",60,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",12,"no credits taken/all credits paid back duly","business",1410,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",31,"none","own",1,"unskilled - resident",1,"yes","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",836,"100 <= ... < 500 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",23,"bank","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",20,"existing credits paid back duly till now","car (used)",6468,"unknown/no savings account","unemployed",1,"male : divorced/separated","none",4,"real estate",60,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",18,"existing credits paid back duly till now","others",1941,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",35,"none","own",1,"unskilled - resident",1,"yes","yes",1
"no checking account",22,"existing credits paid back duly till now","domestic appliances",2675,"500 <= ... < 1000 DM","... >= 7 years",3,"male : single","none",4,"car or other",40,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",48,"critical account/other credits existing","car (used)",2751,"unknown/no savings account","... >= 7 years",4,"male : single","none",3,"car or other",38,"none","own",2,"skilled employee/official",2,"yes","yes",1
"0 <= ... < 200 DM",48,"delay in paying off in the past","retraining",6224,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",50,"none","for free",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",40,"critical account/other credits existing","retraining",5998,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",3,"unknown/no property",27,"bank","own",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",21,"existing credits paid back duly till now","others",1188,"... < 100 DM","... >= 7 years",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",39,"none","own",1,"skilled employee/official",2,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","car (used)",6313,"unknown/no savings account","... >= 7 years",3,"male : single","none",4,"car or other",41,"none","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",6,"critical account/other credits existing","radio/television",1221,"unknown/no savings account","1 <= ... < 4 years",1,"male : married/widowed","none",2,"building society savings agreement/life insurance",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","radio/television",2892,"... < 100 DM","... >= 7 years",3,"male : divorced/separated","none",4,"unknown/no property",51,"none","for free",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","radio/television",3062,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",3,"unknown/no property",32,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",9,"existing credits paid back duly till now","radio/television",2301,"100 <= ... < 500 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",22,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","car (used)",7511,"unknown/no savings account","... >= 7 years",1,"male : single","none",4,"building society savings agreement/life insurance",51,"none","for free",1,"skilled employee/official",2,"yes","yes",0
"no checking account",12,"critical account/other credits existing","radio/television",1258,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",22,"none","rent",2,"unskilled - resident",1,"no","yes",1
"no checking account",24,"delay in paying off in the past","car (new)",717,"unknown/no savings account","... >= 7 years",4,"male : married/widowed","none",4,"car or other",54,"none","own",2,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","car (new)",1549,"unknown/no savings account","... < 1 year",4,"male : single","none",2,"real estate",35,"none","own",1,"unemployed/unskilled - non-resident",1,"no","yes",1
"no checking account",24,"critical account/other credits existing","retraining",1597,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",54,"none","for free",2,"skilled employee/official",2,"no","yes",1
"0 <= ... < 200 DM",18,"critical account/other credits existing","domestic appliances",1795,"... < 100 DM","... >= 7 years",3,"female : divorced/separated/married","guarantor",4,"real estate",48,"bank","rent",2,"unskilled - resident",1,"yes","yes",1
"... < 100 DM",20,"critical account/other credits existing","radio/television",4272,"... < 100 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",976,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"car or other",35,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",7472,"unknown/no savings account","unemployed",1,"female : divorced/separated/married","none",2,"real estate",24,"none","rent",1,"unemployed/unskilled - non-resident",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","car (new)",9271,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"car or other",24,"none","own",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",590,"... < 100 DM","... < 1 year",3,"male : married/widowed","none",3,"real estate",26,"none","own",1,"unskilled - resident",1,"no","no",1
"no checking account",12,"critical account/other credits existing","domestic appliances",930,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"real estate",65,"none","own",4,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",42,"all credits at this bank paid back duly","car (used)",9283,"... < 100 DM","unemployed",1,"male : single","none",2,"unknown/no property",55,"bank","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",15,"no credits taken/all credits paid back duly","car (new)",1778,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",1,"real estate",26,"none","rent",2,"unemployed/unskilled - non-resident",1,"no","yes",0
"0 <= ... < 200 DM",8,"existing credits paid back duly till now","others",907,"... < 100 DM","... < 1 year",3,"male : married/widowed","none",2,"real estate",26,"none","own",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",484,"... < 100 DM","4 <= ... < 7 years",3,"male : married/widowed","guarantor",3,"real estate",28,"bank","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",36,"critical account/other credits existing","car (used)",9629,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"car or other",24,"none","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",48,"existing credits paid back duly till now","repairs",3051,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",4,"car or other",54,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",48,"existing credits paid back duly till now","car (new)",3931,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"unknown/no property",46,"none","for free",1,"skilled employee/official",2,"no","yes",0
"0 <= ... < 200 DM",36,"delay in paying off in the past","car (new)",7432,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",54,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"existing credits paid back duly till now","repairs",1338,"500 <= ... < 1000 DM","1 <= ... < 4 years",1,"male : divorced/separated","none",4,"real estate",62,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"critical account/other credits existing","domestic appliances",1554,"... < 100 DM","4 <= ... < 7 years",1,"female : divorced/separated/married","none",2,"car or other",24,"none","rent",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","furniture/equipment",15857,"... < 100 DM","unemployed",2,"male : divorced/separated","co-applicant",3,"car or other",43,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",1345,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",3,"real estate",26,"bank","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","car (new)",1101,"... < 100 DM","1 <= ... < 4 years",3,"male : married/widowed","none",2,"real estate",27,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",12,"existing credits paid back duly till now","domestic appliances",3016,"... < 100 DM","1 <= ... < 4 years",3,"male : married/widowed","none",1,"car or other",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","radio/television",2712,"... < 100 DM","... >= 7 years",2,"male : single","none",2,"building society savings agreement/life insurance",41,"bank","own",1,"skilled employee/official",2,"no","yes",0
"... < 100 DM",8,"critical account/other credits existing","car (new)",731,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",47,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","radio/television",3780,"... < 100 DM","... < 1 year",3,"male : divorced/separated","none",2,"car or other",35,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",21,"critical account/other credits existing","car (new)",1602,"... < 100 DM","... >= 7 years",4,"male : married/widowed","none",3,"car or other",30,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"critical account/other credits existing","car (new)",3966,"... < 100 DM","... >= 7 years",1,"female : divorced/separated/married","none",4,"real estate",33,"bank","rent",3,"skilled employee/official",1,"yes","yes",0
"no checking account",18,"no credits taken/all credits paid back duly","others",4165,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",36,"stores","own",2,"skilled employee/official",2,"no","yes",0
"... < 100 DM",36,"existing credits paid back duly till now","car (used)",8335,"unknown/no savings account","... >= 7 years",3,"male : single","none",4,"unknown/no property",47,"none","for free",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",48,"delay in paying off in the past","others",6681,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",38,"none","for free",1,"skilled employee/official",2,"yes","yes",1
"no checking account",24,"delay in paying off in the past","others",2375,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"car or other",44,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","car (new)",1216,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",3,"car or other",23,"none","rent",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",45,"no credits taken/all credits paid back duly","others",11816,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"car or other",29,"none","rent",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","domestic appliances",5084,"unknown/no savings account","... >= 7 years",2,"female : divorced/separated/married","none",4,"car or other",42,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",15,"existing credits paid back duly till now","domestic appliances",2327,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",3,"real estate",25,"none","own",1,"unskilled - resident",1,"no","yes",0
"... < 100 DM",12,"no credits taken/all credits paid back duly","car (new)",1082,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"car or other",48,"bank","own",2,"skilled employee/official",1,"no","yes",0
"no checking account",12,"existing credits paid back duly till now","domestic appliances",886,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",21,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",4,"existing credits paid back duly till now","radio/television",601,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",3,"real estate",23,"none","rent",1,"unskilled - resident",2,"no","yes",1
"... < 100 DM",24,"critical account/other credits existing","car (used)",2957,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",63,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"critical account/other credits existing","domestic appliances",2611,"... < 100 DM","... >= 7 years",4,"male : married/widowed","co-applicant",3,"real estate",46,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","radio/television",5179,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",29,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",21,"delay in paying off in the past","car (used)",2993,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",28,"stores","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",18,"existing credits paid back duly till now","education",1943,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"real estate",23,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"all credits at this bank paid back duly","others",1559,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"car or other",50,"bank","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",18,"existing credits paid back duly till now","radio/television",3422,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",47,"bank","own",3,"skilled employee/official",2,"yes","yes",1
"0 <= ... < 200 DM",21,"existing credits paid back duly till now","radio/television",3976,"unknown/no savings account","4 <= ... < 7 years",2,"male : single","none",3,"car or other",35,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",18,"existing credits paid back duly till now","car (new)",6761,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",4,"car or other",68,"none","rent",2,"skilled employee/official",1,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","car (new)",1249,"... < 100 DM","... < 1 year",4,"male : married/widowed","none",2,"real estate",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",9,"existing credits paid back duly till now","domestic appliances",1364,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",4,"real estate",59,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",709,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"real estate",57,"stores","own",1,"unskilled - resident",1,"no","yes",0
"... < 100 DM",20,"critical account/other credits existing","car (new)",2235,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","guarantor",2,"building society savings agreement/life insurance",33,"bank","rent",2,"skilled employee/official",1,"no","no",0
"no checking account",24,"critical account/other credits existing","car (used)",4042,"unknown/no savings account","4 <= ... < 7 years",3,"male : single","none",4,"building society savings agreement/life insurance",43,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",15,"critical account/other credits existing","domestic appliances",1471,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",35,"none","for free",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",18,"all credits at this bank paid back duly","car (new)",1442,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"unknown/no property",32,"none","for free",2,"unskilled - resident",2,"no","yes",0
"no checking account",36,"delay in paying off in the past","car (new)",10875,"... < 100 DM","... >= 7 years",2,"male : single","none",2,"car or other",45,"none","own",2,"skilled employee/official",2,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",1474,"100 <= ... < 500 DM","... < 1 year",4,"male : married/widowed","none",3,"real estate",33,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",10,"existing credits paid back duly till now","business",894,"unknown/no savings account","4 <= ... < 7 years",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",40,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",15,"critical account/other credits existing","radio/television",3343,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"unknown/no property",28,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","car (new)",3959,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",29,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",9,"existing credits paid back duly till now","car (new)",3577,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"male : single","guarantor",2,"real estate",26,"none","rent",1,"skilled employee/official",2,"no","no",1
"no checking account",24,"critical account/other credits existing","car (used)",5804,"... >= 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"real estate",27,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"delay in paying off in the past","others",2169,"... < 100 DM","1 <= ... < 4 years",4,"male : married/widowed","none",2,"car or other",28,"none","own",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","domestic appliances",2439,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"real estate",35,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",27,"critical account/other credits existing","radio/television",4526,"... >= 1000 DM","... < 1 year",4,"male : single","none",2,"real estate",32,"stores","own",2,"unskilled - resident",2,"yes","yes",1
"no checking account",10,"existing credits paid back duly till now","radio/television",2210,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",25,"bank","rent",1,"unskilled - resident",1,"no","yes",0
"no checking account",15,"existing credits paid back duly till now","radio/television",2221,"500 <= ... < 1000 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","none",4,"car or other",20,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",2389,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",1,"car or other",27,"stores","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","radio/television",3331,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"building society savings agreement/life insurance",42,"stores","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"existing credits paid back duly till now","others",7409,"unknown/no savings account","... >= 7 years",3,"male : single","none",2,"building society savings agreement/life insurance",37,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",652,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",24,"none","rent",1,"skilled employee/official",1,"no","yes",1
"no checking account",36,"delay in paying off in the past","radio/television",7678,"500 <= ... < 1000 DM","4 <= ... < 7 years",2,"female : divorced/separated/married","none",4,"car or other",40,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",6,"critical account/other credits existing","car (new)",1343,"... < 100 DM","... >= 7 years",1,"male : single","none",4,"real estate",46,"none","own",2,"skilled employee/official",2,"no","no",1
"... < 100 DM",24,"critical account/other credits existing","others",1382,"100 <= ... < 500 DM","4 <= ... < 7 years",4,"male : single","none",1,"real estate",26,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",15,"existing credits paid back duly till now","repairs",874,"unknown/no savings account","... < 1 year",4,"female : divorced/separated/married","none",1,"real estate",24,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","radio/television",3590,"... < 100 DM","1 <= ... < 4 years",2,"male : single","co-applicant",2,"building society savings agreement/life insurance",29,"none","own",1,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",11,"critical account/other credits existing","car (new)",1322,"... >= 1000 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"car or other",40,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",18,"all credits at this bank paid back duly","domestic appliances",1940,"... < 100 DM","... < 1 year",3,"male : single","co-applicant",4,"unknown/no property",36,"bank","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",36,"existing credits paid back duly till now","domestic appliances",3595,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"car or other",28,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",9,"existing credits paid back duly till now","car (new)",1422,"... < 100 DM","... < 1 year",3,"male : single","none",2,"unknown/no property",27,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",30,"critical account/other credits existing","domestic appliances",6742,"unknown/no savings account","4 <= ... < 7 years",2,"male : single","none",3,"building society savings agreement/life insurance",36,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (used)",7814,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",3,"car or other",38,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","car (used)",9277,"unknown/no savings account","1 <= ... < 4 years",2,"male : divorced/separated","none",4,"unknown/no property",48,"none","for free",1,"skilled employee/official",1,"yes","yes",1
"0 <= ... < 200 DM",30,"critical account/other credits existing","car (new)",2181,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"real estate",36,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",1098,"... < 100 DM","unemployed",4,"female : divorced/separated/married","none",4,"car or other",65,"none","own",2,"unemployed/unskilled - non-resident",1,"no","yes",1
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","radio/television",4057,"... < 100 DM","4 <= ... < 7 years",3,"male : divorced/separated","none",3,"car or other",43,"none","own",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","retraining",795,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",53,"none","own",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",24,"critical account/other credits existing","others",2825,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",3,"unknown/no property",34,"none","own",2,"skilled employee/official",2,"yes","yes",1
"0 <= ... < 200 DM",48,"existing credits paid back duly till now","others",15672,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"car or other",23,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",36,"critical account/other credits existing","car (new)",6614,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",34,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",28,"all credits at this bank paid back duly","car (used)",7824,"unknown/no savings account","... < 1 year",3,"male : single","guarantor",4,"real estate",40,"bank","rent",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",27,"critical account/other credits existing","others",2442,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",43,"stores","own",4,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",15,"critical account/other credits existing","domestic appliances",1829,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",46,"none","own",2,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"critical account/other credits existing","car (new)",2171,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"building society savings agreement/life insurance",38,"bank","own",2,"unskilled - resident",1,"no","no",1
"0 <= ... < 200 DM",36,"critical account/other credits existing","car (used)",5800,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",4,"car or other",34,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",18,"critical account/other credits existing","domestic appliances",1169,"unknown/no savings account","1 <= ... < 4 years",4,"male : single","none",3,"building society savings agreement/life insurance",29,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",36,"delay in paying off in the past","car (used)",8947,"unknown/no savings account","4 <= ... < 7 years",3,"male : single","none",2,"car or other",31,"stores","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... < 100 DM",21,"existing credits paid back duly till now","domestic appliances",2606,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",28,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"critical account/other credits existing","radio/television",1592,"... >= 1000 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",35,"none","own",1,"skilled employee/official",1,"no","no",1
"no checking account",15,"existing credits paid back duly till now","radio/television",2186,"unknown/no savings account","4 <= ... < 7 years",1,"female : divorced/separated/married","none",4,"real estate",33,"bank","rent",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","radio/television",4153,"... < 100 DM","1 <= ... < 4 years",2,"male : single","co-applicant",3,"car or other",42,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",16,"critical account/other credits existing","car (new)",2625,"... < 100 DM","... >= 7 years",2,"male : single","guarantor",4,"building society savings agreement/life insurance",43,"bank","rent",1,"skilled employee/official",1,"yes","yes",0
"no checking account",20,"critical account/other credits existing","car (new)",3485,"unknown/no savings account","... < 1 year",2,"male : divorced/separated","none",4,"real estate",44,"none","own",2,"skilled employee/official",1,"yes","yes",1
"no checking account",36,"critical account/other credits existing","car (used)",10477,"unknown/no savings account","... >= 7 years",2,"male : single","none",4,"unknown/no property",42,"none","for free",2,"skilled employee/official",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","domestic appliances",1386,"unknown/no savings account","1 <= ... < 4 years",4,"male : married/widowed","none",2,"real estate",40,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",1278,"... < 100 DM","... >= 7 years",4,"male : single","none",1,"real estate",36,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",1107,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"real estate",20,"none","rent",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"... < 100 DM",21,"existing credits paid back duly till now","car (new)",3763,"unknown/no savings account","4 <= ... < 7 years",2,"male : single","co-applicant",2,"real estate",24,"none","own",1,"unskilled - resident",1,"no","no",1
"0 <= ... < 200 DM",36,"existing credits paid back duly till now","retraining",3711,"unknown/no savings account","1 <= ... < 4 years",2,"male : married/widowed","none",2,"car or other",27,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",15,"delay in paying off in the past","car (used)",3594,"... < 100 DM","... < 1 year",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",46,"none","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","car (new)",3195,"unknown/no savings account","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"real estate",33,"none","own",1,"unskilled - resident",1,"no","yes",1
"no checking account",36,"delay in paying off in the past","domestic appliances",4454,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",4,"real estate",34,"none","own",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","radio/television",4736,"... < 100 DM","... < 1 year",2,"female : divorced/separated/married","none",4,"car or other",25,"bank","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",30,"existing credits paid back duly till now","domestic appliances",2991,"unknown/no savings account","... >= 7 years",2,"female : divorced/separated/married","none",4,"car or other",25,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",11,"existing credits paid back duly till now","others",2142,"... >= 1000 DM","... >= 7 years",1,"male : divorced/separated","none",2,"real estate",28,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","others",3161,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",31,"none","rent",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",48,"no credits taken/all credits paid back duly","furniture/equipment",18424,"... < 100 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",2,"building society savings agreement/life insurance",32,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","no",0
"no checking account",10,"existing credits paid back duly till now","car (used)",2848,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"male : single","co-applicant",2,"real estate",32,"none","own",1,"skilled employee/official",2,"no","yes",1
"... < 100 DM",6,"existing credits paid back duly till now","car (new)",14896,"... < 100 DM","... >= 7 years",1,"male : single","none",4,"unknown/no property",68,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",2359,"100 <= ... < 500 DM","unemployed",1,"male : divorced/separated","none",1,"building society savings agreement/life insurance",33,"none","own",1,"skilled employee/official",1,"no","yes",0
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",3345,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",39,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"no checking account",18,"critical account/other credits existing","radio/television",1817,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"unknown/no property",28,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",48,"delay in paying off in the past","domestic appliances",12749,"500 <= ... < 1000 DM","4 <= ... < 7 years",4,"male : single","none",1,"car or other",37,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",9,"existing credits paid back duly till now","domestic appliances",1366,"... < 100 DM","... < 1 year",3,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",22,"none","rent",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",12,"existing credits paid back duly till now","car (new)",2002,"... < 100 DM","4 <= ... < 7 years",3,"male : single","none",4,"building society savings agreement/life insurance",30,"none","rent",1,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","radio/television",6872,"... < 100 DM","... < 1 year",2,"male : divorced/separated","none",1,"building society savings agreement/life insurance",55,"bank","own",1,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",12,"all credits at this bank paid back duly","car (new)",697,"... < 100 DM","... < 1 year",4,"male : single","none",2,"car or other",46,"bank","own",2,"skilled employee/official",1,"yes","yes",0
"... < 100 DM",18,"critical account/other credits existing","radio/television",1049,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",21,"none","rent",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",48,"existing credits paid back duly till now","car (used)",10297,"... < 100 DM","4 <= ... < 7 years",4,"male : single","none",4,"unknown/no property",39,"stores","for free",3,"skilled employee/official",2,"yes","yes",0
"no checking account",30,"existing credits paid back duly till now","domestic appliances",1867,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"car or other",58,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",12,"delay in paying off in the past","car (new)",1344,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",2,"real estate",43,"none","own",2,"unskilled - resident",2,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","radio/television",1747,"... < 100 DM","... < 1 year",4,"male : single","co-applicant",1,"building society savings agreement/life insurance",24,"none","own",1,"unskilled - resident",1,"no","no",1
"0 <= ... < 200 DM",9,"existing credits paid back duly till now","domestic appliances",1670,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","none",2,"car or other",22,"none","own",1,"skilled employee/official",1,"yes","yes",0
"no checking account",9,"critical account/other credits existing","car (new)",1224,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",1,"real estate",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","domestic appliances",522,"500 <= ... < 1000 DM","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",42,"none","own",2,"skilled employee/official",2,"yes","yes",1
"... < 100 DM",12,"existing credits paid back duly till now","domestic appliances",1498,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"car or other",23,"bank","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",30,"delay in paying off in the past","domestic appliances",1919,"100 <= ... < 500 DM","... < 1 year",4,"male : single","none",3,"unknown/no property",30,"stores","own",2,"management/self-employed/highly qualified employee/officer",1,"no","yes",0
"... >= 200 DM / salary for at least 1 year",9,"existing credits paid back duly till now","domestic appliances",745,"... < 100 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",2,"real estate",28,"none","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",2063,"... < 100 DM","... < 1 year",4,"male : married/widowed","none",3,"car or other",30,"none","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",60,"existing credits paid back duly till now","retraining",6288,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",42,"none","for free",1,"skilled employee/official",1,"no","yes",0
"no checking account",24,"critical account/other credits existing","car (used)",6842,"unknown/no savings account","1 <= ... < 4 years",2,"male : single","none",4,"building society savings agreement/life insurance",46,"none","own",2,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","car (new)",3527,"unknown/no savings account","... < 1 year",2,"male : single","none",3,"building society savings agreement/life insurance",45,"none","own",1,"management/self-employed/highly qualified employee/officer",2,"yes","yes",1
"no checking account",10,"existing credits paid back duly till now","car (new)",1546,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"real estate",31,"none","own",1,"unskilled - resident",2,"no","no",1
"no checking account",24,"existing credits paid back duly till now","radio/television",929,"unknown/no savings account","4 <= ... < 7 years",4,"male : single","none",2,"car or other",31,"stores","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",4,"critical account/other credits existing","car (new)",1455,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"real estate",42,"none","own",3,"unskilled - resident",2,"no","yes",1
"... < 100 DM",15,"existing credits paid back duly till now","radio/television",1845,"... < 100 DM","... < 1 year",4,"female : divorced/separated/married","guarantor",1,"building society savings agreement/life insurance",46,"none","rent",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",48,"no credits taken/all credits paid back duly","car (new)",8358,"500 <= ... < 1000 DM","... < 1 year",1,"female : divorced/separated/married","none",1,"car or other",30,"none","own",2,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","radio/television",3349,"500 <= ... < 1000 DM","... < 1 year",4,"male : single","none",4,"unknown/no property",30,"none","for free",1,"skilled employee/official",2,"yes","yes",0
"no checking account",12,"existing credits paid back duly till now","car (new)",2859,"unknown/no savings account","unemployed",4,"male : single","none",4,"unknown/no property",38,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",18,"existing credits paid back duly till now","radio/television",1533,"... < 100 DM","... < 1 year",4,"male : married/widowed","co-applicant",1,"building society savings agreement/life insurance",43,"none","own",1,"unskilled - resident",2,"no","yes",0
"no checking account",24,"existing credits paid back duly till now","domestic appliances",3621,"100 <= ... < 500 DM","... >= 7 years",2,"male : single","none",4,"car or other",31,"none","own",2,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",18,"critical account/other credits existing","others",3590,"... < 100 DM","unemployed",3,"male : married/widowed","none",3,"car or other",40,"none","own",3,"unemployed/unskilled - non-resident",2,"yes","yes",1
"... < 100 DM",36,"delay in paying off in the past","others",2145,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",1,"car or other",24,"none","own",2,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","car (used)",4113,"500 <= ... < 1000 DM","... < 1 year",3,"female : divorced/separated/married","none",4,"car or other",28,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",36,"existing credits paid back duly till now","radio/television",10974,"... < 100 DM","unemployed",4,"female : divorced/separated/married","none",2,"car or other",26,"none","own",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... < 100 DM",12,"existing credits paid back duly till now","car (new)",1893,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","guarantor",4,"building society savings agreement/life insurance",29,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",24,"critical account/other credits existing","domestic appliances",1231,"... >= 1000 DM","... >= 7 years",4,"female : divorced/separated/married","none",4,"building society savings agreement/life insurance",57,"none","rent",2,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",30,"critical account/other credits existing","domestic appliances",3656,"unknown/no savings account","... >= 7 years",4,"male : single","none",4,"building society savings agreement/life insurance",49,"stores","own",2,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",9,"critical account/other credits existing","domestic appliances",1154,"... < 100 DM","... >= 7 years",2,"male : single","none",4,"real estate",37,"none","own",3,"unskilled - resident",1,"no","yes",1
"... < 100 DM",28,"existing credits paid back duly till now","car (new)",4006,"... < 100 DM","1 <= ... < 4 years",3,"male : single","none",2,"car or other",45,"none","own",1,"unskilled - resident",1,"no","yes",0
"0 <= ... < 200 DM",24,"existing credits paid back duly till now","radio/television",3069,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",4,"unknown/no property",30,"none","for free",1,"skilled employee/official",1,"no","yes",1
"no checking account",6,"critical account/other credits existing","domestic appliances",1740,"... < 100 DM","... >= 7 years",2,"male : married/widowed","none",2,"real estate",30,"none","rent",2,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",21,"delay in paying off in the past","car (new)",2353,"... < 100 DM","1 <= ... < 4 years",1,"male : divorced/separated","none",4,"building society savings agreement/life insurance",47,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",15,"existing credits paid back duly till now","car (new)",3556,"unknown/no savings account","1 <= ... < 4 years",3,"male : single","none",2,"unknown/no property",29,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","domestic appliances",2397,"500 <= ... < 1000 DM","... >= 7 years",3,"male : single","none",2,"car or other",35,"bank","own",2,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","education",454,"... < 100 DM","... < 1 year",3,"male : married/widowed","none",1,"building society savings agreement/life insurance",22,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",30,"existing credits paid back duly till now","domestic appliances",1715,"unknown/no savings account","1 <= ... < 4 years",4,"female : divorced/separated/married","none",1,"car or other",26,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",27,"critical account/other credits existing","domestic appliances",2520,"500 <= ... < 1000 DM","1 <= ... < 4 years",4,"male : single","none",2,"building society savings agreement/life insurance",23,"none","own",2,"unskilled - resident",1,"no","yes",0
"no checking account",15,"existing credits paid back duly till now","domestic appliances",3568,"... < 100 DM","... >= 7 years",4,"female : divorced/separated/married","none",2,"car or other",54,"bank","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",42,"existing credits paid back duly till now","domestic appliances",7166,"unknown/no savings account","4 <= ... < 7 years",2,"male : married/widowed","none",4,"building society savings agreement/life insurance",29,"none","rent",1,"skilled employee/official",1,"yes","yes",1
"... < 100 DM",11,"critical account/other credits existing","car (new)",3939,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",2,"real estate",40,"none","own",2,"unskilled - resident",2,"no","yes",1
"0 <= ... < 200 DM",15,"existing credits paid back duly till now","education",1514,"100 <= ... < 500 DM","1 <= ... < 4 years",4,"male : single","guarantor",2,"real estate",22,"none","own",1,"skilled employee/official",1,"no","yes",1
"no checking account",24,"existing credits paid back duly till now","car (new)",7393,"... < 100 DM","1 <= ... < 4 years",1,"male : single","none",4,"building society savings agreement/life insurance",43,"none","own",1,"unskilled - resident",2,"no","yes",1
"... < 100 DM",24,"all credits at this bank paid back duly","car (new)",1193,"... < 100 DM","unemployed",1,"female : divorced/separated/married","co-applicant",4,"unknown/no property",29,"none","rent",2,"unemployed/unskilled - non-resident",1,"no","yes",0
"... < 100 DM",60,"existing credits paid back duly till now","others",7297,"... < 100 DM","... >= 7 years",4,"male : single","co-applicant",4,"unknown/no property",36,"none","rent",1,"skilled employee/official",1,"no","yes",0
"no checking account",30,"critical account/other credits existing","domestic appliances",2831,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",2,"car or other",33,"none","own",1,"skilled employee/official",1,"yes","yes",1
"... >= 200 DM / salary for at least 1 year",24,"existing credits paid back duly till now","domestic appliances",1258,"500 <= ... < 1000 DM","1 <= ... < 4 years",3,"female : divorced/separated/married","none",3,"car or other",57,"none","own",1,"unskilled - resident",1,"no","yes",1
"0 <= ... < 200 DM",6,"existing credits paid back duly till now","domestic appliances",753,"... < 100 DM","1 <= ... < 4 years",2,"female : divorced/separated/married","guarantor",3,"real estate",64,"none","own",1,"skilled employee/official",1,"no","yes",1
"0 <= ... < 200 DM",18,"delay in paying off in the past","others",2427,"unknown/no savings account","... >= 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",42,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",24,"delay in paying off in the past","car (new)",2538,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",47,"none","own",2,"unskilled - resident",2,"no","yes",0
"0 <= ... < 200 DM",15,"all credits at this bank paid back duly","car (new)",1264,"100 <= ... < 500 DM","1 <= ... < 4 years",2,"male : married/widowed","none",2,"building society savings agreement/life insurance",25,"none","rent",1,"skilled employee/official",1,"no","yes",0
"0 <= ... < 200 DM",30,"critical account/other credits existing","radio/television",8386,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",2,"building society savings agreement/life insurance",49,"none","own",1,"skilled employee/official",1,"no","yes",0
"no checking account",48,"existing credits paid back duly till now","others",4844,"... < 100 DM","unemployed",3,"male : single","none",2,"car or other",33,"bank","rent",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",0
"... >= 200 DM / salary for at least 1 year",21,"existing credits paid back duly till now","car (new)",2923,"100 <= ... < 500 DM","1 <= ... < 4 years",1,"female : divorced/separated/married","none",1,"car or other",28,"bank","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","car (used)",8229,"... < 100 DM","1 <= ... < 4 years",2,"male : single","none",2,"building society savings agreement/life insurance",26,"none","own",1,"skilled employee/official",2,"no","yes",0
"no checking account",24,"critical account/other credits existing","radio/television",2028,"... < 100 DM","4 <= ... < 7 years",2,"male : single","none",2,"building society savings agreement/life insurance",30,"none","own",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",15,"critical account/other credits existing","radio/television",1433,"... < 100 DM","1 <= ... < 4 years",4,"female : divorced/separated/married","none",3,"building society savings agreement/life insurance",25,"none","rent",2,"skilled employee/official",1,"no","yes",1
"... >= 200 DM / salary for at least 1 year",42,"no credits taken/all credits paid back duly","others",6289,"... < 100 DM","... < 1 year",2,"male : divorced/separated","none",1,"building society savings agreement/life insurance",33,"none","own",2,"skilled employee/official",1,"no","yes",1
"no checking account",13,"existing credits paid back duly till now","domestic appliances",1409,"100 <= ... < 500 DM","unemployed",2,"female : divorced/separated/married","none",4,"real estate",64,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",24,"existing credits paid back duly till now","car (used)",6579,"... < 100 DM","unemployed",4,"male : single","none",2,"unknown/no property",29,"none","for free",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"0 <= ... < 200 DM",24,"critical account/other credits existing","domestic appliances",1743,"... < 100 DM","... >= 7 years",4,"male : single","none",2,"building society savings agreement/life insurance",48,"none","own",2,"unskilled - resident",1,"no","yes",1
"no checking account",12,"critical account/other credits existing","retraining",3565,"unknown/no savings account","... < 1 year",2,"male : single","none",1,"building society savings agreement/life insurance",37,"none","own",2,"unskilled - resident",2,"no","yes",1
"no checking account",15,"all credits at this bank paid back duly","domestic appliances",1569,"100 <= ... < 500 DM","... >= 7 years",4,"male : single","none",4,"car or other",34,"bank","own",1,"unskilled - resident",2,"no","yes",1
"... < 100 DM",18,"existing credits paid back duly till now","domestic appliances",1936,"unknown/no savings account","4 <= ... < 7 years",2,"male : married/widowed","none",4,"car or other",23,"none","rent",2,"unskilled - resident",1,"no","yes",1
"... < 100 DM",36,"existing credits paid back duly till now","radio/television",3959,"... < 100 DM","unemployed",4,"male : single","none",3,"building society savings agreement/life insurance",30,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","car (new)",2390,"unknown/no savings account","... >= 7 years",4,"male : single","none",3,"car or other",50,"none","own",1,"skilled employee/official",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","radio/television",1736,"... < 100 DM","4 <= ... < 7 years",3,"female : divorced/separated/married","none",4,"real estate",31,"none","own",1,"unskilled - resident",1,"no","yes",1
"... < 100 DM",30,"existing credits paid back duly till now","car (used)",3857,"... < 100 DM","1 <= ... < 4 years",4,"male : divorced/separated","none",4,"building society savings agreement/life insurance",40,"none","own",1,"management/self-employed/highly qualified employee/officer",1,"yes","yes",1
"no checking account",12,"existing credits paid back duly till now","domestic appliances",804,"... < 100 DM","... >= 7 years",4,"male : single","none",4,"car or other",38,"none","own",1,"skilled employee/official",1,"no","yes",1
"... < 100 DM",45,"existing credits paid back duly till now","domestic appliances",1845,"... < 100 DM","1 <= ... < 4 years",4,"male : single","none",4,"unknown/no property",23,"none","for free",1,"skilled employee/official",1,"yes","yes",0
"0 <= ... < 200 DM",45,"critical account/other credits existing","car (used)",4576,"100 <= ... < 500 DM","unemployed",3,"male : single","none",4,"car or other",27,"none","own",1,"skilled employee/official",1,"no","yes",1